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Responsible Sustainable Lending across the Credit Spectrum
2:45 p.m. – 3:45 p.m.
Azalea 3
This session will describe what responsible non-prime lending should look like going forward. It
appears that subprime lending as we knew it is gone, perhaps forever. Nevertheless, many argue
that some aspects of this type of lending were positive in supporting minority homeownership.
Credit policy decision makers are grappling with where to stratify credit tiers along with other
qualification criteria.
Moderator: Debbie Johnson
Senior Vice President
Compliance
Genworth Mortgage Insurance
Speakers: Shelly Metz-Galloway
Vice President Diverse Segments
Wells Fargo Home Mortgage
Catherine Godschalk
Washington Branch Director
Self Help Credit Union
Ernest Baskette
Senior Vice President
Strategic Business Alliances
Neighborhood Housing Services of America (NHSA)