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2011 MCRCB Yearbook I - INSURANCE INSURANCE 1 Legal Liability Policies 1.1 MCRCB These policies protect the MCRCB, MSVR, their officials and sponsors of events in respect of legal liability to third parties. Liability between insured persons is included, excluding claims by one competitor against another. 1.2 Land Owners The owners of any land used for the holding of the events is also protected, with other insured persons, up to the limit of indemnity detailed above, in respect of any claims which might be made against him by Third Parties arising from his giving permission for the use of the land. Whilst the common law liability of the MCRCB to the Land Owner for damage to the Land Owners property is covered by the policy, the Land Owner will only be in a position to recover the costs if he can prove that the club was negligent. If the Land owner requires that the MCRCB accept responsibility for damage to property as a condition for the loan of the premises they must inform the MCRCB. If such contractual liability is imposed the MCRCB will contact its insurers for advice. It should be noted that damage to property on or about any circuit or to any equipment used in connection with an event is not covered. 1.3 Competitors Policies extend to protect any rider, passenger, entrant or sponsor in respect of their Third Party Liabilities for any event or part of an event taking place on private land. In respect of MCRCB policies claims by one rider, passenger, entrant or sponsor against another rider, passenger, entrant or sponsor are excluded and this represents an uninsurable risk in practical terms. 1.4 Notes i) It is a condition of the MCRCB legal liability policies that all MCRCB requirements and regulations shall be complied with. ii) The policies apply only to events held under the auspices of the MCRCB they do not apply to social events. In addition attractions other than the normal competition are not covered and details should be submitted to the MCRCB Insurance Brokers. iii) The policies are unable to provide cover in respect of risk arising from the movement of aircraft. In the event of ancillary attractions involving aircraft full details must be submitted well in advance to the MCRCB Insurance Brokers. iv) The policies exclude any liability required to be insured under the Road Traffic Act. v) The legal liability policies are subject to certain terms and conditions available on request from the MCRCB Insurance Brokers. I 188
2011 MCRCB Yearbook 2 Personal Accident To Officials Because an official voluntarily undertakes a task which can take him into places of relative danger, he will, under all normal circumstances, be unlikely to recover damages at Common Law. For this reason the MCRCB effects a Personal Accident Policy to provide every Official of a Meeting with automatic benefits at the discretion of the MCRCB up to the maximum of the scale shown below: Officials aged 16 years of age and over (maximum 75 years of age) £65,000 Death £65,000 Loss of or loss of use of two limbs or the sight of two eyes, or loss of or loss of use of one limb or the sight of one eye. £65,000 Permanent total disablement £150 Per week during temporary total disablement limited to 104 weeks. 3 Personal Accident To Riders. The MCRCB Policy pays benefits to riders injured in any MCRCB event (as declared). The following benefits are payable: Riders aged sixteen years of age and over £10,000 Accidental death £40,000 Loss of or loss of use of two upper limbs or the sight of two eyes. £20,000 Loss of or loss of use of one upper limb or the sight of one eye £20,000 Loss of or loss of use of one or more lower limbs Cover is in respect of riders only Maximum payable for any one incident is £40,000 There are no weekly benefits. Riders aged 14 and up to and including 15 years of age £ 7,500 Accidental death £40,000 Loss of or loss of use of two upper limbs or the sight of two eyes. £20,000 Loss of or loss of use of one upper limb or the sight of one eye £20,000 Loss of or loss of use of one or more lower limbs Cover is in respect of riders only 189 I
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TRACKDAYS, TESTING AND RIDER TRAINI
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2011 MCRCB Yearbook NOTES
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2011 MCRCB Yearbook 4. INTERPRETATI
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2011 MCRCB Yearbook is forbidden. H
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2011 MCRCB Yearbook 10 ENTRIES 10.1
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2011 MCRCB Yearbook The Chief Marsh
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2011 MCRCB Yearbook - The Steward(s
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2011 MCRCB Yearbook concluded when
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2011 MCRCB Yearbook 2) To prevent a
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2011 MCRCB Yearbook other members o
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2011 MCRCB Yearbook directly to the
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2011 MCRCB Yearbook 50 ORGANISATION
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2011 MCRCB Yearbook 50.9.1 Post Rac
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2011 MCRCB Yearbook 51.2 Insurance
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2011 MCRCB Yearbook controlled by o
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2011 MCRCB Yearbook A Track Licence
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2011 MCRCB Yearbook 80 NOTICES 80.1
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2011 MCRCB Yearbook If however the
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2011 MCRCB Yearbook forbidden to ri
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2011 MCRCB Yearbook correctly or to
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2011 MCRCB Yearbook amount remains
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2011 MCRCB Yearbook Speedway Contro
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2011 MCRCB Yearbook In addition the
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2011 MCRCB Yearbook of the Course,
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2011 MCRCB Yearbook 7 APPEALS 7.1 A
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2011 MCRCB Yearbook 7.4.5 Within 5
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2011 MCRCB Yearbook C - JUDICIAL FE
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2011 MCRCB Yearbook Class Competiti
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2011 MCRCB Yearbook Race Reckless r
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2011 MCRCB Yearbook 1.4 FLAGS AND L
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2011 MCRCB Yearbook motionless. Rid
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2011 MCRCB Yearbook 12) A rider who
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2011 MCRCB Yearbook b) Should any p
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2011 MCRCB Yearbook NB c) On return
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2011 MCRCB Yearbook Anticipation of
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2011 MCRCB Yearbook 1.10.1.1 If a r
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2011 MCRCB Yearbook 8) As soon as t
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2011 MCRCB Yearbook 1.14.2.2 A ride
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2011 MCRCB Yearbook 1.25.2.3 In add
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2011 MCRCB Yearbook The pre-assembl
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2011 MCRCB Yearbook repatriation in
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2011 MCRCB Yearbook Championship. A
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2011 MCRCB Yearbook 1.6.1 DATES Rd
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2011 MCRCB Yearbook 1.9 TIMING & RE
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2011 MCRCB Yearbook rider in Race 2
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2011 MCRCB Yearbook Superstock 1000
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2011 MCRCB Yearbook G - TECHNICAL R
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2011 MCRCB Yearbook 3.10 TITANIUM A
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2011 MCRCB Yearbook mentioned below
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2011 MCRCB Yearbook 3.27.3 The mini
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2011 MCRCB Yearbook 3.29.6 The Engl
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2011 MCRCB Yearbook 3.30.4 Fuel tan
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2011 MCRCB Yearbook f) For oil used
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2011 MCRCB Yearbook 3.40.7 It is th
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2011 MCRCB Yearbook 3.51 PARC FERME
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2011 MCRCB Yearbook Superbike, Supe
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2011 MCRCB Yearbook 3.56 TRANSPONDE
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2011 MCRCB Yearbook 5.2.4 MCRCB BRI
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S B K 201 MCRCB Yearbook The combus
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Primary gear ratios are free. 201 M
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201 MCRCB Yearbook The upper and lo
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201 MCRCB Yearbook f) Holes may be
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2011 MCRCB Yearbook 5.2.5 MCRCB BRI
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2011 MCRCB Yearbook 5.2.5.8 Engine
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