notes to the consolidated financial statements - Sacombank
notes to the consolidated financial statements - Sacombank
notes to the consolidated financial statements - Sacombank
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8 LOANS, ADVANCES AND FINANCE LEASES TO CUSTOMERS<br />
Loans, advances and finance leases <strong>to</strong> cus<strong>to</strong>mers were analysed as follows:<br />
8.1 Analysis by type of cus<strong>to</strong>mers:<br />
31.12.2011 31.12.2010<br />
Million VND Million VND<br />
Loans <strong>to</strong> domestic businesses and individuals 77,787,144 79,817,625<br />
Discounted <strong>notes</strong> and valuable papers 548,706 -<br />
Financial lease 923,953 558,126<br />
Loans funded by Government, international and o<strong>the</strong>r institutions 492,895 334,386<br />
Loans <strong>to</strong> foreign businesses and individuals 786,789 1,773,061<br />
Frozen and awaiting resolution loans - 1,605<br />
80,539,487 82,484,803<br />
Included in loans and advances <strong>to</strong> cus<strong>to</strong>mers is VND3,007,161 million (As at 31 December 2010: VND2,750,325 million)<br />
advanced <strong>to</strong> related parties of <strong>Sacombank</strong> (Note 42).<br />
8.2 Analysis by industry<br />
31.12.2011 31.12.2010<br />
Million VND Million VND<br />
Trading 12,286,051 11,793,222<br />
Agriculture and forestry 9,276,180 9,004,173<br />
Manufacturing and processing 29,064,738 26,790,896<br />
Construction 5,638,495 5,515,353<br />
Individual and community services 6,920,640 7,223,953<br />
Warehousing, transportation and communication 2,035,586 2,040,598<br />
Training and education 2,329,765 2,173,843<br />
Estate agents and consultants 3,569,053 2,802,582<br />
Hotels and restaurants 988,912 897,198<br />
O<strong>the</strong>rs 8,430,067 14,242,985<br />
80,539,487 82,484,803<br />
ANNUAL REPORT 2011 112
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