notes to the consolidated financial statements - Sacombank
notes to the consolidated financial statements - Sacombank
notes to the consolidated financial statements - Sacombank
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149<br />
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS<br />
For <strong>the</strong> year ended 31 December 2011<br />
Form B 05/TCTD - HN<br />
44.1.6 Concentration of risks of <strong>financial</strong> assets with credit risk exposure (continued)<br />
(b) Industry sec<strong>to</strong>r (continued)<br />
Currency: Million VND<br />
ANNUAL REPORT 2011<br />
Agriculture<br />
and forestry O<strong>the</strong>rs Total<br />
Public<br />
sec<strong>to</strong>r Construction<br />
Whole-sale<br />
and retail<br />
trade<br />
Financial<br />
institutions<br />
and StateManufacturing Real estate<br />
Balances with <strong>the</strong> State Bank 3,618,973 - - - - - - - 3,618,973<br />
Placements with and loans <strong>to</strong><br />
o<strong>the</strong>r credit institutions (*) 21,209,735 - - - - - - - 21,209,735<br />
Loans and advances <strong>to</strong><br />
cus<strong>to</strong>mers (*) 2,573,937 19,746,604 5,956,885 12,856,258 1,967,824 5,451,736 9,004,173 24,927,386 82,484,803<br />
Derivatives and o<strong>the</strong>r <strong>financial</strong><br />
instruments - 7,081 - - - - - - 7,081<br />
Debt securities 17,658,754 - 2,100,000 - - 750,000 - 500,000 21,008,754<br />
O<strong>the</strong>r <strong>financial</strong> assets (*) 1,415,845 142,541 348,587 334,363 17,727 88,714 110,885 1,073,870 3,532,532<br />
As at 31 December 2011 46,477,244 19,896,226 8,405,472 13,190,621 1,985,551 6,290,450 9,115,058 26,501,256 131,861,878<br />
Credit risk exposures relating <strong>to</strong> off-balance sheet items are as follows:<br />
Agriculture<br />
and forestry O<strong>the</strong>rs Total<br />
Public<br />
sec<strong>to</strong>rConstruction<br />
Whole-sale<br />
and retail<br />
trade<br />
Financial<br />
institutions<br />
and StateManufacturing Real estate<br />
Financial guarantees - 665,440 3,320 506,881 51,680 85,900 84,828 596,799 1,994,848<br />
Letters of credit commitment - 1,591,924 - 300,107 193 92,097 264,092 2,939,777 5,188,190<br />
As at 31 December 2011 - 2,257,364 3,320 806,988 51,873 177,997 348,920 3,536,576 7,183,038<br />
(*): <strong>the</strong> above balances exclude provision.<br />
ANNUAL REPORT 2011<br />
149