notes to the consolidated financial statements - Sacombank

oBJECtIVES AnD PLAnS FoR 2012
FOCAL TASKS AND SOLUTIONS
n Strictly follow the Strategies for the period of 2011-2015
for key targets in order to build detailed action plans
to achieve the objectives set out, ensuring payment of
14-16% dividends approved by the General Meeting of
Shareholders;
n Strictly comply with the regulations and policies of the
Government and the State Bank of Vietnam in relation
to business administration, ensuring that the safety
ratios of the industry are attained in accordance with
international standards;
n Focus resources on promoting fund-raising as a leading
objective in order to ensure the fund-raising – lending
balance, and gradually reduce the ratio of lending to
fund-raising to under 80% in the context of increasing
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ANNUAL REPORT 2011
competition for fund-raising by various investment
channels;
n Promote network advantages to boost stable fundraising
from residential customers. The objective of
network development must be associated with fundraising
and service diversification.
n Promote the advantages and potential of each
geographical area to boost dispersed lending with focal
targets;
n Control credit growth in accordance with plans and
capital growth rates for each business unit. Continue
to review and restructure the customer base and