- Page 2: Explanation about the meaning of fi
- Page 5 and 6: MAJOR FINANCIAL INDICATORS (in VND
- Page 7 and 8: ANNUAL REPORT 2011 4
- Page 9 and 10: 9 REGION BRANCH 8 7 3 2 5 1 4 6 TRA
- Page 11 and 12: shortcomings of intensive concentra
- Page 13: From the left, Mr Dang Van Thanh -
- Page 16 and 17: InCoRPoRAtIon AnD DEVELoPMEnt SACOM
- Page 18 and 19: HIStoRICAL MILEStonES 21 December 1
- Page 20 and 21: 2011 EVEnt HIGHLIGHtS 1. 22 Februar
- Page 22 and 23: 5. 7 April 2011 - Ho Chi Minh City
- Page 24 and 25: oRGAnIzAtIon CHARt Management and S
- Page 26 and 27: IntRoDUCtIon to tHE BoARD oF DIRECt
- Page 28 and 29: ACtIVItIES oF tHE BoARD oF DIRECtoR
- Page 30 and 31: IntRoDUCtIon to tHE BoARD oF SUPERV
- Page 32 and 33: IntRoDUCtIon to tHE BoARD oF MAnAGE
- Page 36 and 37: REPoRt oF tHE BoARD oF DIRECtoRS ON
- Page 38 and 39: REPoRt oF tHE BoARD oF SUPERVISoRS
- Page 40 and 41: REPoRt oF tHE BoARD oF MAnAGEMEnt G
- Page 42 and 43: REPoRt oF tHE BoARD oF MAnAGEMEnt A
- Page 44 and 45: ACHIEVEMENTS IN 2011 Risk managemen
- Page 46 and 47: PERFoRMAnCE RESULtS oF SUBSIDIARIES
- Page 48 and 49: CREDIt RAtInG RESULtS MOODY’S AND
- Page 50 and 51: oBJECtIVES AnD PLAnS FoR 2012 OVERA
- Page 52 and 53: oBJECtIVES AnD PLAnS FoR 2012 FOCAL
- Page 54 and 55: STRATEGIC ORIENTATION FOR 2011-2020
- Page 56 and 57: 53 ANNUAL REPORT 2011
- Page 58 and 59: HUMAn RESoURCES MAnAGEMEnt PEOPLE A
- Page 60 and 61: tECHnoLoGy QUẢN TRỊ CôNG MAnAG
- Page 62 and 63: FInAnCIAL MAnAGEMEnt FINANCIAL REST
- Page 64 and 65: FInAnCIAL MAnAGEMEnt RESOLUTIONS 1.
- Page 66 and 67: nEtWoRK DEVELoPMEnt Network and str
- Page 68 and 69: RISK MAnAGEMEnt IMPROVEMENT OF EFFI
- Page 70 and 71: InFoRMAtIon FoR SHAREHoLDERS CHANGE
- Page 72 and 73: InFoRMAtIon FoR SHAREHoLDERS PROFIT
- Page 74 and 75: InFoRMAtIon FoR SHAREHoLDERS INVEST
- Page 76 and 77: SoCIAL RESPonSIBILIty “In busines
- Page 78 and 79: SoCIAL RESPonSIBILIty JOINT EFFORTS
- Page 80 and 81: 77 ANNUAL REPORT 2011
- Page 82 and 83: 79 ANNUAL REPORT 2011 SINGLE-ENTITY
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STATEMENT BY MANAGEMENT STATEMENT O
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BALANCE SHEET A ASSETS 83 ANNUAL RE
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INCOME STATEMENT 85 ANNUAL REPORT 2
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CASH FLOW STATEMENT (Direct method)
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CORPORATE INFORMATION Banking Licen
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AuDITOR’S REPORT INDEPENDENT AUDI
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CONSOLIDATED INCOME STATEMENT A ASS
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CONSOLIDATED INCOME STATEMENT 95 AN
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CONSOLIDATED INCOME STATEMENT CASH
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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129 NOTES TO THE CONSOLIDATED FINAN
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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143 NOTES TO THE CONSOLIDATED FINAN
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NOTES TO THE CONSOLIDATED FINANCIAL
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147 NOTES TO THE CONSOLIDATED FINAN
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149 NOTES TO THE CONSOLIDATED FINAN
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151 44.2.1 Foreign exchange risk (c
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NOTES TO THE CONSOLIDATED FINANCIAL
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155 444.2.2 Interest rate risk (con
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NOTES TO THE CONSOLIDATED FINANCIAL
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NOTES TO THE CONSOLIDATED FINANCIAL
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HEAD OFFICE 266-268 Nam Ky Khoi Ngh
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1. Sao Do Transaction Office 119 Ng
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1. Nam Tuy Hoa Transaction Office 3
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3. Rach Dua Transaction Office 196,
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1. Kien Thiet Transaction Office 83
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6. An Phu Transaction Office 228.1C
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2. Tieu Can Transaction Office 17 s
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175 ANNUAL REPORT 2011