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19. Receivables from buyers, netINA GroupINA d.d.2007 2006 2007 2006Receivables from buyers 3,367 2,897 2,287 1,918Value correction for doubtful debts (295) (365) (195) (196)3,072 2,532 2,092 1,722Other incomes in 2007 include the amount of 9 million HRK (11 million HRK in 2006), which refers to collected andcorrected receivables.Age structure of maturities for non-corrected receivables from buyersINA GroupINA d.d.2007 2006 2007 200660-90 days 69 61 42 3990-120 days 26 13 26 4More than 120 days 85 36 54 -180 110 122 43Receivables from buyers in business records are givenat fair value, applying the policy of value correction.According to this policy, all mature and uncollectedreceivables are corrected which have been mature formore than 120 days after their due date.The exception to the applied policy in 2007 was thereceivables from HEP and Croatia Airlines on the basis ofthe liability which INA d.d. has to the Croatian CompulsoryOil Stocks Agency (Hrvatska agencija za obvezne zalihenafte i naftnih derivata - HANDA) in the amount of 54million HRK. As INA d.d.’s repayment obligation will beactivated by HANDA’s later decision, which will alsoactivate the repayment obligation of HEP and CroatiaAirlines to INA d.d. which has not become due yet, thesereceivables are not considered irrecoverable and thereforethe value correction policy does not apply.INA GroupINA d.d.2007 2006 2007 2006Balance at the beginning of the year 365 419 196 239Additional increase of value correction 31 28 22 15Written off in the course of the year (46) (29) (14) (47)Collected written-off receivables (55) (53) (9) (11)Balance at the end of the year 295 365 195 196Annual report 2007125