Open - Ina

22. Paid expenses of the future period and accrued incomeINA GroupINA d.d.2007 2006 2007 2006Advances for customs duties, fees and otherexpenses133 176 116 109Accrued income 36 22 24 66Other 14 41 11 33183 239 151 20823. Money and money equivalentsMoney and money equivalents include the Group’s funds and short-term deposits with banks. Book value of theseitems is equivalent to their fair values.INA GroupINA d.d.2007 2006 2007 2006Cash on hand 3 8 - 1Cash in the bank 674 580 262 183Other 43 42 37 42720 630 299 226Credit riskThe Group’s financial assets consists of money andbalances on bank accounts, receivables from buyers andother receivables, and investments.Credit risk for liquid funds is limited because the otherparty is most often a bank which has received a highcredit rating from international agencies. The Group’scredit risk is mostly related to receivables from buyers.The amounts of these receivables are given in the balancesheet, with subtracted value correction for doubtful andcontested claims.The Group does not have a significant credit riskconcentration, since it has dispersed its exposure to anumber of parties and clients.Annual report 2007127