Issue No. 25

You can keep your UK investments in the
UK, but they will now be taxable in
France. Notify administrators of your
new address. If you would like to know
how your UK pension(s) will be treated in
France and the tax efficient alternatives
for your savings/investments as a French
tax resident Jennie is happy to offer a
free consultation.
Let your utility providers and local
authority know you’re leaving and ask for
final bills.
If you’re keeping your home in Britain
and renting it out, you should inform
your insurance company as your existing
policy
may not cover you for home rental.
If you’re still paying a mortgage on the
property, you should let your mortgage
provider know.
Your UK rental Income will remain
taxable in the UK but must be declared
on your French tax return. As there is a
dual tax arrangement between the UK
and France, it won’t be taxed twice
(Brexit should not impact this
arrangement) https://www.gov.uk/
government/publications/non-residentlandlord-application-to-have-uk-rentalincome-without-deduction-of-uk-taxindividuals-nrl1
Make a Will. If you already have one,
In France
Get your paperwork in order, you’ll need
to have a number of original
documents – and take copies of
everything. What you need depends on
whether you’re retiring or working either
as self employed or for a company.
Essential documents may include:
Birth certificate, marriage certificate, Tax
returns (for two years), 12 months of
bank statements, certificates of
professional qualification (if setting up a
business), driving licence.
Some documents may need to be
translated by an official translator.
Open a bank account, it is increasingly
difficult to pay for things without one if
you live in France, most utilities are now
paid online or by cheque. You can open
a non-resident account before you leave
the UK and notify the bank to change it
to a resident account when you arrive.
Sort out health care in France. For the
first few months you can still use your
EHIC (pre-Brexit, post Brexit has not
been confirmed). Or sort out private
healthcare. If you’re retired, your S1
Form currently enables you to claim
back your healthcare costs (pre-Brexit).
The French healthcare system has a
great reputation but you may need to
top up with private health insurance –
this is normal, the majority of French
people take out top up insurance. You
should then return your British EHIC
card and apply for your Carte Vitale
which you need to take with you to all
medical appointments in France.