Issue No. 25

How to apply for a French mortgage
Banks and financial lenders in France require
detailed documentation - be prepared! This
includes: Applicant details, financial
information (proof of income, arrears/debts
etc) Employment and business details,
Project costs and fees, outgoings & assets.
With CA Britline you can download and
complete the application form for a
mortgage here: www.britline.com/mortgage
You can also request a Pre-mortgage
approval certificate. This will confirm how
much the bank is prepared to lend you.
Successful mortgage applicants receive a
Mortgage Offer which is valid for 30 days.
Note: Borrowers must sign a sale & purchase
contract for their property before a lender
will issue a formal Mortgage Offer.
Security, guarantees and mortgage
protection
There are different ways to secure against a
mortgage using various types of guarantees.
The fees payable vary according to each
option. It is recommen-ded that you discuss
this with your lender.
In France, mortgage borrowers are offered a
high degree of consumer protection, covered
by a strict regulatory framework, to guard
against irresponsible lending.
Good luck with your property search!
Further Information
To find out more about CA Britline’s
mortgages with competitive rates and
flexible options with rapid approval, contact
us today: www.britline.com
A loan is a commitment and must be repaid.
Check your ability to repay the loan before
making the commitment. Under the
condition that your mortgage file is accepted
by your Caisse Regionale de Credit Agricole,
lender. You have a cooling off period of 10
days to accept the mortgage offer. The
completion of the sale is subject to obtaining
the loan. If this is not achieved, the seller
must refund your payments.