biznes-gegmis SemuSavebis praqtikuli sakiTxebi da amocanebi

K n
K 0 = imisaTvis, rom n wlis Semdeg miviRoT axali samomavlo Ri-
n
( 1−
j)
rebuleba, unda vixelmZRvaneloT sawyisi K 0 TanxiT, romelic gamoiTvleba
Semdegi formuliT :
154
( ) n
j
K n = K0
1+
mocemuli formulidan Cans, rom fuladi Tanxis Tanamedrove (sawyisi)
Rirebuleba miT ufro dabalia, rac maRalia Semosavlianobis norma da rac
ufro didia misi miRebis vadebi.
2.3.1 wminda diskotirebuli Rirebulebis
gaangariSebis meTodi
wminda diskoturi Rirebulebis gaangariSebis meTodi gulisxmobs, rom
firma winaswar iZleva procentis minimalur dasSveb ganakveTs, romlis drosac
investiciebi SeiZleba efeqtianad daiTvalos. mas mogebis saangariSo ganakveTi
ewodeba. misi dadgenis bazisi SeiZleba iyos procentis ganakveTi nasesxeb
kapitalze, igi firmam TviTon unda gadauxados Tavis klientebs.
kapitalis Rirebulebis diskoturi meTodi pirvel rigSi saSualebas
iZleva dadgindes, faravs Tu ara procentis minimaluri ganakveTi nasesxeb
kapitals da dafaravis SemTxvevaSi SevamowmoT, aris Tu ara mogebiani investirebadi
obieqti.
-1000 +700 +900 t
arsebobs investiciebis sxvadasxva alternativa, romelic naCvenebia mocemul
sqemaze. Tavdapirvelad investorma obieqtis investirebaze unda gaiRos
1000 lari, xolo Semdeg, 2 wlis ganmavlobaSi, am investiciebidan miiRebs
Semosavals, Sesabamisad 700 da 900 laris odenobiT.
imisaTvis rom ganvsazRroT, iTvleba Tu ara arsebuli investicia momgebianad,
saWiroa investorma daadginos angariSsworebis sargeblis limiti,
vTqvaT, 8%-is farglebSi (j=8%) da Caataros Semdegi gaangariSeba
700 900
E = +
2
( 1+
0,
8)
( 1+
0,
08)
700 900
E = + = 648 + 772 = 1420
1,
08 1,
1664
K
= 1420 −1000
= 420