REPORT__Evaluating_the_potential_of_microfinance_for_sanitation_in_Tanzania_May_2013

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Acknowledgements The authors would like to thank all the people met in Tanzania for their time, dedication and passion in support of the research. We would like to thank WaterAid staff for their tremendous support throughout the study (Ferdinandes Axweso and Salama Kitenge in particular), those people who came to the workshop and those interviewed subsequently. Many thanks go to April Rinne (water.org) and SHARE peer reviewers for their helpful comments and contributions. We also thank Goufrane Mansour for her invaluable support in finalising this document. We would also like to give special thanks to Diana Mitlin (IIED) for putting us in touch with Tim Ndezi (CCI) and highlighting the importance of considering the link between sanitation and housing microfinance. 2
Contents Abbreviations and acronyms ................................................................................................. 4 Executive Summary .............................................................................................................. 5 1. Introduction .................................................................................................................... 9 1.1. Case study objectives and methodology ................................................................. 9 1.2. Report structure .................................................................................................... 11 2.1. Country background .............................................................................................. 12 2.2. The state of the sanitation sector in Tanzania ....................................................... 12 2.2 Overview of the Tanzanian microfinance sector .................................................... 15 3.1 Household-level sanitation microfinance ............................................................... 17 3.2 Microfinance for sanitation entrepreneurs ............................................................. 27 4. Recommendations on next steps ................................................................................. 29 Annex A: Overview of sanitation microfinance pilot initiatives .............................................. 33 Annex B: Microfinance institutions and their interest in sanitation ....................................... 48 Annex C: List of people consulted and potential contacts .................................................... 57 Annex D: References .......................................................................................................... 60 3
Page 1: RESEARCH REPORT Evaluating the pote
Page 5 and 6: Executive Summary This case study i
Page 7 and 8: Identifying the type of products th
Page 9 and 10: 1. Introduction 1.1. Case study obj
Page 11 and 12: sewers will fail if the sewers them
Page 13 and 14: In the 1970s, the high profile Mtu
Page 15 and 16: Table 1: Coverage and yearly capita
Page 17 and 18: 3. Evaluating the potential of micr
Page 19 and 20: Basic components that make up simpl
Page 21 and 22: Box 6: Revolving funds for water an
Page 23 and 24: When they were interviewed in mid-2
Page 25 and 26: Are household microfinance products
Page 27 and 28: 3.2 Microfinance for sanitation ent
Page 29 and 30: Could this segment be developed and
Page 31 and 32: of microfinance products could help
Page 33 and 34: Annex A: Overview of sanitation mic
Page 35 and 36: Within each group, there is a Jenga
Page 37 and 38: a position to absorb more external
Page 39 and 40: Sanitation Service Plan, which outl
Page 41 and 42: 3. Sources of funding The micro-cre
Page 43 and 44: Name of institution WaterAid Tanzan
Page 45 and 46: households to UMAWA for toilet empt
Page 47 and 48: provide entrepreneurship training a
Page 49 and 50: take business property, basic house
Page 51 and 52: of the loan portfolio. The MFI rece
Page 53 and 54:
Name of financial institution Mkomb
Page 55 and 56:
Name of institution PRIDE Tanzania
Page 57 and 58:
Annex C: List of people consulted a
Page 59 and 60:
Commercial Bank Jimmy Ohanya KCB Ma
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REPORT__Evaluating_the_potential_of_microfinance_for_sanitation_in_Tanzania_May_2013

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