Vol. II: Shaping Information and Communication ... - IMA,ZLW & IfU

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162 Groups of unemployed youth in the village have been identified for administrating the training modules. The training program consists of content creation activities, information exchange and operating the interface. Training modules include video shooting, script detailing, editing, transferring files and content to the Baatchit interface. Impact Ten village youth have found employment in the local city through the centre, which has teamed up with a city-based employment agency. A group of village women have banded together to start their own sewing centre based on a scheme they found out about at the centre. People are reposing their faith in the village economy. Twenty shopkeepers are now meeting regularly for the development of a village market that they plan will attract buyers from surrounding villages, and even from the city. A number of people have already agreed to open new shops. People are beginning to learn and speak the language of economics, as well as business related concepts such as branding, quality in products, and marketing. Villagers have voiced the need for a financial advisor who can help them manage their money, and establish them individually and collectively as being credit-worthy. Groups are beginning to self-organize to address specific village problems such as sanitation and clean drinking water. There is a demand coming from the community to create a longer news show, and for the news to be aired more frequently. The video team has been able to attract a number of companies to make advertisements. Contact Information URL: http://www.jiva.org/baatchit 2.8 CASE STUDY # 8: The SKS Smart Card Project Background and Context
163 Micro-finance, or the provision of small savings and loans to the poor, has emerged in the last two decades as an effective strategy for poverty alleviation in the developmental context. Building upon the pioneering work of institutions like the Grameen Bank of Bangladesh, micro-finance institutions (MFIs) worldwide have shown that poor people are creditworthy. These institutions have reached out to approximately 12.5 million poor customers and yet more than 500 million poor people across the world are still very much disadvantaged due to the lack of access to borrowings from commercial banks, as they do not have anything to offer in terms of collateral security. And funds from various developmental schemes, welfare or otherwise, still fail to reach the needy because of limitations/drawbacks inherent in the system like corruption, fraud, misallocation etc. Swayam Krishi Sangam [SKS] Smart Card project is a Grameen Bank replication MFI that serves very poor women in the highly drought-prone Deccan region of India designed to help MFIs meet these challenges. Project Description SKS envisions creating a self-sustaining MIS Division that will not only provide Smart Card solutions to its branches, but also to other Grameen replicators. With this objective in mind, SKS provides customized turnkey solutions to clients [other MFIs], including the training of personnel, maintenance, the updating of software for additional financial services etc. In this way, SKS can not only justify the huge investment of more than $150,000 [Rs. 70,00,000] in developing the Smart Card solution but also collectively achieve economies of scale along with other MFIs, which will be large enough to significantly lower hardware costs. Since SKS delivers very small loans to the poorest of the poor, and since loan officers face high travel costs to reach remote villagers, SKS needed to operate at higher levels of efficiency than other MFIs in order to achieve sustainability. Therefore SKS implements common efficiency-building methods such as streamlining products and introducing a computerized MIS, to make their operations most cost-effective. The SKS Management has found that the biggest gains are realized by streamlining the 7 a.m. to 9:30 a.m. field meetings between loan officers and customers as customers spend the rest of their day working in the fields. Further recognizing that Loan officers spend the greatest portion of their meeting time simply recording transactions on collection sheets and customer passbooks, the management devised the Smart Card method to increase loan officer
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Preface The EU-INDIA Cross-Cultural
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1 Part One: Human-Centred Informati
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3 1. Introduction: Information and
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5 Virtual Enterprise will be the no
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7 in these regions. These territori
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9 Beyond such business data, enterp
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11 of our reality and the world of
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13 The first view: Information Tech
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15 continuous learning processes me
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17 Following this proposal, society
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19 These steps of running such glob
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21 21.6.2000, is taken up. This Con
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23 To strongly increase internation
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25 To develop further technology th
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27 To include ethics into the educa
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29 Jaspers, K. (1953). Introduction
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31 1. Introduction: The EU-INDIA Cr
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33 project their own regional and c
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35 − − − − − the need for
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37 stakeholders in rural developmen
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39 − − − built upon the valor
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41 − − − Creating an enterpri
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43 Agricultural Universities in the
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45 Farmer Exchange between Punjab a
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47 and Punjab and Gujarat regions o
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49 institutional focus, networking
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51 Patterns of Partner Collaboratio
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53 A network model of postgraduate
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55 Some experiences in interactions
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57 Some interdisciplinary linkages,
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59 Part Two: Developing Education i
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61 1. Introduction: Technological a
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63 being designed to produce so-cal
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65 and those conducted elsewhere. S
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67 has changed now because applicat
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69 A science based stream which aim
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71 This section also introduces an
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73 3.2 Introducing ICT based servic
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75 E-Commerce E-commerce refers to
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77 In India about 70% of the popula
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79 It is important not only for the
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81 1. Introduction: Extending the C
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83 − − − − − have a clear
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85 3.2 The UK context The Figure ab
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87 diminishing the importance of cu
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89 of stress on respect for teacher
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91 India does not seem to have a sy
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93 lot of the reason for this is to
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95 which have prevented successful
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97 7. Conclusions: Utilizing EU Vis
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99 CHAPTER FIVE The Concept of Univ
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101 science and research, in univer
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103 We can still regard Kant’s co
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105 He subsequently analyses the ac
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107 In the following paragraph, I a
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109 Therefore engineers - and every
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Page 119 and 120: 117 − takes place by simulating s
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Page 123 and 124: 121 Part Three: Information Technol
Page 125 and 126: 123 1. Introduction: The ICT Trajec
Page 127 and 128: 125 The important point, however, i
Page 129 and 130: 127 presentations on laptop have be
Page 131 and 132: 129 paper, so farmers know when it
Page 133 and 134: 131 Coded Knowledge Tacit Knowledge
Page 135 and 136: 133 CHAPTER SEVEN Informatics, Comm
Page 137 and 138: 135 core IT rather than on social a
Page 139 and 140: 137 First, the National Registratio
Page 141 and 142: 139 2.2 CASE STUDY # 2: The ‘GYAN
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Page 145 and 146: 143 spread over 5 districts, ICT ki
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Page 153 and 154: 151 telecom infrastructure. An earl
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Page 157 and 158: 155 While the C2C services of the n
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Page 169 and 170: 167 Related Development In the area
Page 171 and 172: 169 new Wireless in Local Loop [WiL
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Page 177 and 178: 175 The Simputer Trust is working w
Page 179 and 180: 177 Veterinary and Animal Sciences,
Page 181 and 182: 179 As part of the e-Chaupal initia
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Page 187 and 188: 185 On the 26 th of January 1999, t
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Page 193 and 194: 191 These innovative approaches not
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Page 197 and 198: 195 Young Linux enthusiasts and vol
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Page 201 and 202: 199 ITU: International Telecommunic
Page 203 and 204: 201 CHAPTER EIGHT Collaborations in
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213 between the university and soci
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215 52056 Aachen, Germany e-mail: i
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217 Formerly: Dep of Computer Scien
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