The Group KD Group and KD Group dd

The KD Group Annual Report 2009
additional points of sales and improved after-sales services developed to improve market coverage. The insurance company
also developed complementary market channels.
In foreign countries life insurances were marketed through the network of our own representatives, KD Finančna točka and
EU Life sales channels, contractual agencies and representative insurance agencies. The marketing of property insurance
was carried out through the subsidiary company AS neživotno osiguranje a.d.o. Beograd and through its operating units and
offices and points of contract conclusions. In 2009 the marketing network expanded. In addition to the business units in
Belgrade, Novi Sad and Čačak which was transferred to a new location because of the increased scope of business
transactions, a new business unit was opened in Niš. Two new offices started to operate in June in Kruševac and Šabac.
Challenges in 2010
- To generate over EUR 84 million of life insurance premiums, over EUR 256 million of property insurance premiums
(including health insurance premiums) which translates to 3.6 percent increase in property insurance and 5 percent
increase in health insurance.
- To increase returns on investments and boost short and long-term liquidity.
- To follow the strategy of stabilisation and costs efficiency with the aim of reaching the level of profitability required by the
owner.
- To grow and consolidate the market positions of Group KD Group insurance companies and maintain the leading role in
the development of new insurance products.
- To upgrade existing insurance products, particularly through the development of cross-sales of insurance, thus offering
policyholders additional services; to develop insurance products adapted to the needs of the market and individual
customers; to develop innovative life insurance products; to update existing property insurance products, in particular by
developing new standardised and supplementary insurance packages; to develop additional and enhanced assistance
services and, to develop new after-sales activities.
- To develop and upgrade the existing sales network.
- To exploit the synergy effects of the various sales channels of both insurance companies; To maintain KD Finančna
točka as the primary sales channel for KD Življenje; To maintain and develop existing sales channels at Adriatic
Slovenica, to strengthen the company's own network of agents and to continue developing sales of insurance via
complementary sales channels, including an Internet-based sales channel
- To ensure the growth of operations at KD Življenje and Adriatic Slovenica outpaces growth on the domestic and foreign
markets.
Insurance companies
Slovenia
Adriatic Slovenica, Zavarovalna družba, d. d., Koper
Ljubljanska cesta 3a, Koper, Slovenia
Telephone: + 386 5 664 31 00
Fax: + 386 5 664 31 09
E-mail: info@adriatic-slovenica.si
Website: www.adriatic-slovenica.si
Management Board (31 December 2009):
Gabrijel Škof, President of the Management Board
Matej Cergolj, Member of the Management Board
Marko Rems, Member of the Management Board
Management Board (1 October 2009): Gabrijel Škof, President of the Management Board
Milena Georgievski, Deputy President of the Management Board**
Matej Cergolj, Member of the Management Board
Marko Rems, Member of the Management Board
* On 28 February 2009, Marko Rems’ tenure as member of the Management Board came to an end
** As from 1 October 2009, the mandate of Milena Georgievska, Deputy President of the Management Board expired and
she retired.
KD Življenje, zavarovalnica, d. d., Ljubljana
Celovška cesta 206, Ljubljana, Slovenija
Telephone: +386 1 58 26 550
Fax: +386 1 518 18 95
E-mail: info@kd-zivljenje.si
Website: www.kd-zivljenje.si
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