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Handbook for Investors. Business location in Switzerland.

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Tenants’ associations<br />

Telephone directory<br />

German-speak<strong>in</strong>g <strong>Switzerland</strong>: www.mieterverband.ch<br />

Language: German<br />

www.local.ch<br />

Languages: German, English, French, Italian<br />

French-speak<strong>in</strong>g <strong>Switzerland</strong>: www.asloca.ch<br />

Language: French<br />

Tic<strong>in</strong>o: www.asi-<strong>in</strong>foalloggio.ch<br />

Language: Italian<br />

Service providers and price comparisons<br />

www.comparis.ch<br />

Languages: German, English, French, Italian<br />

13.4 Telephone, Internet and TV.<br />

www.teltarif.ch<br />

Language: German<br />

Until liberalization <strong>in</strong> 1998, the Swiss telecommunications market<br />

was dom<strong>in</strong>ated by Swisscom. Today the population can choose<br />

among numerous providers of landl<strong>in</strong>e and mobile telephone,<br />

VoIP and Internet services. Swisscom, Orange and Sunrise are<br />

the major providers of mobile telephone services. In addition,<br />

however, there are also other companies that use the networks<br />

of the major providers and offer very attractive terms (<strong>in</strong>clud<strong>in</strong>g<br />

M-Budget Mobile, Coop Mobile, Yallo and Mobilezone). All services<br />

are also available to <strong>for</strong>eign nationals who are liv<strong>in</strong>g <strong>in</strong> <strong>Switzerland</strong><br />

temporarily. However, registration is obligatory (even <strong>for</strong> prepaid<br />

plans). Sett<strong>in</strong>g up Internet access is easy. Analog connections,<br />

ISDN, DSL and various cable connections are available.<br />

Cablecom and Swisscom are the market leaders <strong>for</strong> television.<br />

With Cablecom’s analog cable connection, which is already <strong>in</strong>stalled<br />

<strong>in</strong> half of all Swiss households, you can get approximately<br />

40 TV channels with any television set. An additional receiver is<br />

required <strong>for</strong> digital reception. It is also possible to receive over<br />

100 channels via the telephone l<strong>in</strong>e with «Bluew<strong>in</strong>-TV» (from<br />

Swisscom). More than 300 regional cable operators offer services<br />

similar to those of Cablecom. And of course you can also receive<br />

television channels via satellite. Anyone listen<strong>in</strong>g to the radio or<br />

watch<strong>in</strong>g television <strong>in</strong> <strong>Switzerland</strong> must always pay reception<br />

fees. These fees must be paid regardless of which programs are<br />

watched or listened to or how they are received. The reception fees<br />

<strong>for</strong> radio and TV channels are <strong>in</strong>voiced and collected by Billag AG.<br />

Billag<br />

www.billag.com<br />

Languages: German, French, Italian<br />

13.5 Insurance.<br />

Swiss citizens have comprehensive <strong>in</strong>surance coverage. Swiss<br />

families spend an average of 21 % of their household budget on<br />

<strong>in</strong>surance overall. Medical <strong>in</strong>surance is by far the most expensive.<br />

For further <strong>in</strong><strong>for</strong>mation see sections 11.6.2 and 13.8<br />

Contributions to social security and unemployment <strong>in</strong>surance are<br />

mandatory, as is medical and fire <strong>in</strong>surance. Contributions to social<br />

security and unemployment <strong>in</strong>surance are set by the government<br />

and are directly deducted from the salary. Medical and liability<br />

<strong>in</strong>surance must be purchased privately based on one’s own choice<br />

of provider.<br />

For further <strong>in</strong><strong>for</strong>mation see section 8.2.2.<br />

For further <strong>in</strong><strong>for</strong>mation see section 11.4.<br />

124 <strong>Handbook</strong> <strong>for</strong> <strong>Investors</strong> 2010

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