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2.0<br />

Notes to the consolidated financial statements at December 31 st <strong>2007</strong><br />

Change in provisions for claims<br />

Change in gross values<br />

In thousand euros<br />

Savings<br />

Health and personal<br />

protection<br />

Property and casualty<br />

Total insurance<br />

<strong>2007</strong> 2006 <strong>2007</strong> 2006 <strong>2007</strong> 2006 <strong>2007</strong> 2006<br />

GROSS PROVISIONS FOR CLAIMS TO BE SETTLED AT JAN 1 st (1) 133,493 110,255 71,144 50,287 204,637 160,541<br />

Total cost of claims (2) 42 96,202 86,637 49,349 58,301 145,592 144,938<br />

Total payments (2) (3) -66,469 -63,399 -43,652 -37,443 -110,121 -100,842<br />

Change in basis for consolidation and changes in accounting method -2,597 -2,597<br />

Change in exchange rate<br />

GROSS PROVISIONS FOR CLAIMS TO BE SETTLED AT DEC 31 st 42 163,226 133,493 74,244 71,144 237,511 204,637<br />

(1) Including mathematical provisions<br />

(2) Over year and prior<br />

(3) To be deducted since included in total cost of claims<br />

Change in reinsurer share<br />

In thousand euros<br />

Savings<br />

Health and personal<br />

protection<br />

Property and casualty<br />

Total insurance<br />

<strong>2007</strong> 2006 <strong>2007</strong> 2006 <strong>2007</strong> 2006 <strong>2007</strong> 2006<br />

REINSURER SHARE IN PROVISIONS FOR CLAIMS<br />

TO BE SETTLED AT JAN 1 st (1)<br />

49,343 36,011 31,001 13,338 80,344 49,349<br />

Total cost of claims (2) 27,424 40,507 16,834 29,840 44,258 70,348<br />

Total payments (2) (3) -28,323 -27,175 -16,388 -12,177 -44,710 -39,352<br />

Change in basis for consolidation and changes in accounting method<br />

Change in exchange rate<br />

REINSURER SHARE IN PROVISIONS FOR CLAIMS<br />

TO BE SETTLED AT DEC 31 st (1)<br />

48,444 49,343 31,448 31,001 79,892 80,344<br />

(1) Including mathematical provisions<br />

(2) Over year and prior<br />

(3) To be deducted since included in total cost of claims<br />

134<br />

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