2007 - April

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3.0 Statutory Auditors’ report on the consolidated financial statements We have assessed the implementation of these valuation conditions, and the consistency of the classification retained with the Group’s principles: Certain technical items that are specific to the insurance and reinsurance business with regard to assets and liabilities in your company’s statutory financial statements are estimated based on regulatory procedures and using statistical data and actuarial techniques. The conditions for determining these elements are presented in Note 1.23. We have verified the reasonable nature of the assumptions retained in the calculation models used, notably with regard to the Group’s experience, its regulatory and economic environment, as well as the overall coherency of these assumptions. The assessments made in this way are part of our audit of the consolidated financial statements in general and therefore contributed to the formation of our opinion, expressed in the first part of this report. 3. Specific procedure Furthermore, we have also verified the information given in the Group Management Report. We have no observations to make regarding its sincerity or its application for the consolidated financial statements. Villeurbanne, March 3 rd , 2008 The Statutory Auditors Mazars Deloitte & Associés Max Dumoulin Olivier Rosier Jean-Claude Lemaire 149 Return to the contents section
04 P. financial statements financial statements Statutory 151 1. APRIL GROUP statutory financial statements at December 31 st , <strong>2007</strong> P. 154 2. Highlights P. 155 3. Notes to the statutory financial statements of APRIL GROUP SA 04 Statutory P. 164 4. Statutory Auditors’ general report P. 166 5. Special Statutory Auditors’ report on regulated agreements P. 170 6. Combined General Shareholders’ Meeting on <strong>April</strong> 24 th , 2008: Resolutions P. 178 7. Index of headings Return to the contents section
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Contents 01 Main Document Responsib
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2.0 General information on the comp
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4.0 Net 4.0 worth-financial positio
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5.0 Corporate 5.0 Governance Govern
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5.0 Corporate Governance The Invest
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5.0 Corporate Governance APRIL Nort
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5.0 Corporate Governance LA FRANCAI
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5.0 Corporate Governance MADECO A M
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1.0 Management report report Manage
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1.0 Management report All of the in
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Property Heath and Life and savings
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1.0 Management report Lastly, he wo
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1.0 Management report Interest rate
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1.0 Management report 10. Employee
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1.0 Management report 2. List of al
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1.0 Management report APRIL Solutio
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1.0 Management report Jean-Yves NOU
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1.0 Management report APRIL MOBILIT
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1.0 Management report The term set
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03 P. financial statements financia
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2007 - April

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