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programs that help people in connecticut - Town of Vernon

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Torr<strong>in</strong>gton Cooperative 1304 W<strong>in</strong>sted Road<br />

Extension Center Torr<strong>in</strong>gton, 06790-2940 (860) 626-6240<br />

<strong>Vernon</strong> Cooperative 24 Hyde Avenue<br />

Extension Center <strong>Vernon</strong>, 06066-4599 (860) 875-3331<br />

West Hartford Cooperative UCONN West Hartford Campus<br />

Extension Center 1800 Asylum Avenue (860) 570-9010<br />

West Hartford, 06117-2600<br />

State Adm<strong>in</strong>istrative Office College <strong>of</strong> Agriculture and<br />

Cooperative Extension Natural Resources - U36<br />

System<br />

1376 Storrs Road<br />

Storrs, 06269-4036 (860) 486-1987<br />

Transportation<br />

Access to Jobs Initiative<br />

The Jobs Access Program is designed to give TANF recipients and low<strong>in</strong>come<br />

<strong>in</strong>dividuals transportation to work and to improve the public transportation<br />

systems <strong>in</strong> Connecticut. Services are designed for those<br />

transition<strong>in</strong>g <strong>of</strong>f public assistance and others earn<strong>in</strong>g low <strong>in</strong>comes, but<br />

can be used by anyone. Fares are reasonable and contributions from<br />

employers are welcomed. A job developer, an employer, or a group <strong>of</strong><br />

employees need<strong>in</strong>g transportation assistance is encouraged to call the<br />

Council <strong>of</strong> Governments <strong>in</strong> the Capitol Region: (860) 522-2217 x 33,<br />

South Central: (203) 867-6364, Southeast: (860) 439-1207, Southwest:<br />

(203) 576-7030, Northwest: Toll-free 1-888-353-5828, Northeast:<br />

(860) 456-1462.<br />

Transit Districts<br />

For public transportation <strong>in</strong>formation call your local Transit District.<br />

Website: ctrides.com.<br />

Greater Bridgeport Transit District Bridgeport (203) 333-3031<br />

Housatonic Area Regional Transit Danbury (203) 748-2034<br />

Northeastern CT Transit District Dayville (860) 774-3902<br />

Valley Transit District Derby (203) 735-6824<br />

Connecticut Transit Hartford (860) 525-9181<br />

Rideshare Company Hartford 1-800-842-2150<br />

Connecticut Transit New Haven (203) 624-0151<br />

Connecticut Transit Meriden 1-800-704-3113<br />

Middletown Area Transit District Middletown (860) 346-0212<br />

Milford Transit District Milford (203) 874-4507<br />

Connecticut Transit New Brita<strong>in</strong> 1-800-229-4878<br />

Connecticut Transit<br />

New Brita<strong>in</strong>/<br />

Bristol 1-800-828-0511<br />

Norwalk Transit District Norwalk (203) 852-0000<br />

Southeast Area Transit District Norwich (860) 886-2631<br />

Estuary Transit District Old Saybrook (860) 388-3497<br />

Connecticut Transit Stamford (203) 327-7433<br />

Northwestern CT Transit District Torr<strong>in</strong>gton (860) 489-2535<br />

Connecticut Transit Wall<strong>in</strong>gford 1-800-704-3113<br />

Connecticut Transit Waterbury (203) 753-2538<br />

W<strong>in</strong>dham Region Transit District Willimantic (860) 456-2223<br />

Homeownership<br />

ACORN Hous<strong>in</strong>g Corporation (AHC)<br />

AHC assists families to become homeowners and provides homeowners<br />

with ref<strong>in</strong>anc<strong>in</strong>g and predatory lend<strong>in</strong>g counsel<strong>in</strong>g. A lot <strong>of</strong> AHC’s work<br />

takes place <strong>in</strong> forgotten areas <strong>that</strong> have seen serious dis<strong>in</strong>vestment. AHC<br />

operates <strong>in</strong> low- and very low-<strong>in</strong>come neighborhoods where over 90%<br />

<strong>of</strong> the residents are African-American, Mexican-American, and/or recent<br />

immigrants from Central America or the West Indies. Services <strong>in</strong>clude<br />

community outreach, pre-purchase counsel<strong>in</strong>g, del<strong>in</strong>quency counsel<strong>in</strong>g,<br />

homeownership and credit counsel<strong>in</strong>g. AHC <strong>help</strong>s homeowners<br />

choose appropriate loan sources and obta<strong>in</strong> loan approval through partnerships<br />

with both prime and sub-prime lenders. Bridgeport Address:<br />

2310 Ma<strong>in</strong> Street, 3 rd Flr. Bridgeport, CT 06606. Telephone: (203) 366-<br />

4180. E-mail: ahcctlcbr@acorn.org.<br />

Federal National Mortgage Association<br />

(FNMA/ Fannie Mae)<br />

Fannie Mae works with lenders to <strong>of</strong>fer a range <strong>of</strong> home loan <strong>programs</strong><br />

<strong>in</strong>clud<strong>in</strong>g Flexible 97% and Flexible 100% f<strong>in</strong>anc<strong>in</strong>g, HomeStyle Renovations<br />

program, and a Community Solutions program for teachers,<br />

police <strong>of</strong>ficers, firefighters, and healthcare workers. Website:<br />

fanniemae.com.<br />

Habitat for Humanity<br />

Habitat for Humanity <strong>of</strong>fers <strong>in</strong>terest free loans to qualify<strong>in</strong>g families to<br />

purchase a home. A one percent down payment and 100-400 hours <strong>of</strong><br />

sweat equity – labor relat<strong>in</strong>g to Habitat projects – are required to obta<strong>in</strong><br />

the loan. Interested persons should contact their local area affiliate.<br />

Website: habitat.org.<br />

Danbury 1 Padanaram Rd, Ste 151, 06811<br />

habitat@danburyhabitat.org (203) 744-1340<br />

Bridgeport 1470 Barnum Avenue, 06610<br />

bknebel@bridgeporthabitat.org (203) 333-2642<br />

Danielson/ P.O. Box 58, 06239-0058<br />

NE Connecticut<br />

Alisa.Padgett@rogerscorporation.com (860) 774-0505<br />

Hartford PO Box 1933, 06144<br />

stockman@hartfordhabitat.org (860) 541-2208<br />

Middletown South Church, 9 Pleasant St., 06457<br />

habita@sbcglobal.net (860) 343-9179<br />

New Haven 37 Union St., 06511<br />

casey@habitatgnh.org (203) 785-0794<br />

Hartford/ 377 Broad St., 06320<br />

SE Connecticut bbates@habitatsect.org (860) 442-7890<br />

New Milford/ P.O. Box 177706776<br />

Litchfield Hills dvcl@earthl<strong>in</strong>k.net (860) 350-3275<br />

Salisbury/ P.O. Box 106068<br />

NW Connecticut jpogue@snet.net (860) 435-4747<br />

Wall<strong>in</strong>gford P.O. Box 2026, 06492 (203) 265-5009<br />

Waterbury 161 North Ma<strong>in</strong> St., 06720<br />

thergorman1@aol.com (203) 596-0014<br />

W<strong>in</strong>dham area P.O. Box 214, 06226<br />

gaskew2hamptonn@webtv.net (860) 423-7142<br />

Hous<strong>in</strong>g Education Resource Center (HERC)<br />

HERC <strong>of</strong>fers first time home ownership counsel<strong>in</strong>g and classes, <strong>in</strong>clud<strong>in</strong>g<br />

<strong>in</strong>dividual confidential sessions on budget and credit counsel<strong>in</strong>g;<br />

<strong>in</strong>come-to-debt ratio evaluations; advantages and responsibilities <strong>of</strong><br />

homeownership; prepar<strong>in</strong>g for a loan application <strong>in</strong>terview; a detailed<br />

review <strong>of</strong> the complete home buy<strong>in</strong>g process; sem<strong>in</strong>ars for those purchas<strong>in</strong>g<br />

multi-family dwell<strong>in</strong>gs and follow-up post-purchase counsel<strong>in</strong>g.<br />

HERC is part <strong>of</strong> the statewide anti-predatory lend<strong>in</strong>g awareness<br />

campaign, Don’t Borrow Trouble, and <strong>of</strong>fers education and counsel<strong>in</strong>g<br />

to all consumers regard<strong>in</strong>g this topic. Address: 901 Wethersfield Avenue,<br />

Hartford, CT 06114. Telephone: (860) 296-4242. Hous<strong>in</strong>g Counsel<strong>in</strong>g<br />

L<strong>in</strong>e (Tuesday and Friday, 9 a.m. – 5 p.m.): (860) 296-4372.<br />

*Spanish speak<strong>in</strong>g staff available.<br />

35<br />

Transportation, Homeownership

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