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learn$ave Project: Final ReportTable ECharacteristicsat BaselineBaseline Characteristics of learn$ave-plus and Non-Experimental Participants (Weighted Percentage Distribution), for Analysis ofEffects of Program Parameters, by learn$ave SiteAllParticipants Vancouver Toronto Halifax Calgary Winnipeg WaterlooGenderMale 33.5 42.1 51.3 28.3 45.2 37.3 24.2Female 66.5 57.5 48.7 71.7 54.8 62.7 75.8Age (years)25 or less 21.4 18.9 10.7 23.9 29.5 18.7 21.526 to 40 55.3 61.5 71.8 51.6 47.3 61.3 59.141 or more 23.4 20.0 17.5 24.5 23.3 20.0 19.5Marital StatusSingle 48.6 52.4 40.8 61.0 56.8 53.3 37.6Married 26.4 30.4 47.1 10.7 20.5 26.0 38.3Separated/Divorced/Widowed 25.1 17.1 12.1 28.3 22.6 20.7 24.2Children in HouseholdNo children 53.1 65.5 58.3 54.1 65.1 50.7 42.3One child 21.3 16.5 27.9 19.5 13.0 20.0 32.9Two or more children 25.6 17.9 13.9 26.4 21.9 29.3 24.8Citizen/ImmigrantCitizen 76.4 64.9 33.9 96.9 73.3 63.3 56.4Immigrant 22.4 34.9 62.8 3.1 22.6 32.7 43.6EducationHigh school or less 23.6 15.1 10.4 34.6 26.7 36.0 18.1Some post-secondary 26.3 14.9 17.5 26.4 29.5 30.7 33.6College/Vocational dipolma/certificate18.7 19.6 10.4 15.1 21.9 14.0 13.4University degree 25.5 41.0 45.0 21.4 14.4 15.3 28.2Graduate degree 5.9 9.5 16.7 2.5 7.5 4.0 6.7Household IncomeLess than $12,500 56.0 52.9 44.3 66.7 55.5 62.7 51.7$12,500 or more 44.0 47.1 55.7 33.3 44.5 37.3 48.3IA ReceiptReceived IA 24.5 12.2 11.8 47.2 11.6 32.0 26.2Did not receive IA 75.5 87.8 88.2 52.8 88.4 68.0 73.8Saving StreamEducation stream 75.8 83.7 86.0 79.2 81.5 81.3 81.2Micro-enterprise stream 24.2 16.3 14.0 20.8 18.5 18.7 18.8Dependent Variables(averages)Matchable savings in learn$aveaccount (average $)792 1,041 1,160 520 840 823 813Proportion of eligible monthswith eligible savings0.374 0.392 0.390 0.288 0.454 0.430 0.309Sample size 2,412 624 635 159 146 150 149IA sample size 466 75 75 75 17 48 39Source:Note:Participant Management Information System (PMIS)Sample sizes vary for individual measures because of missing values. Rounding may cause slight discrepancies in sums and differences.Distributions may not add to 100 per cent due to rounding.136 | Appendix E Social Research and Demonstration Corporation