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learn$ave Project: Final ReportTable 8.4 learn$ave Present Value Cost-Economy, Cost-Efficiency and Cost-Effectiveness ($), by Immigration Status at Baseline and Program Group, EducationStream Participants 101Table A Training under Employment Insurance (EI) Part II Benefits, 2007-08 109Table C Summary of learn$ave Focus Groups Held in 2002 and 2003 122Table D.1 Baseline Characteristics (Means, %) of Enrollees at Baseline and for 54-month Survey Respondents and Non-Respondents, by Research Group 130(Continued) 131Table D.2 Differences (Pecentage Points) between Research Groups in Baseline Characteristics of Enrollees at Baseline and for 54-month Survey Respondents andNon-Respondents, by Research Group 132(Continued) 133Table D.3 Results of Linear Regression of Binary Research Group Membership Indicator on Baseline Characteristics, for 54-month Respondents 133(Continued) 134Table E Baseline Characteristics of learn$ave-plus and Non-Experimental Participants (Weighted Percentage Distribution), for Analysis of Effects of ProgramParameters, by learn$ave Site 136Table F.6.1 Impacts on Incidence of Budgeting and Financial Goal Setting, at 54 Months, All Participants – Adjusted 139Table F.6.3 Impacts on Self-Reported Saving in Year Prior to the 54 month Survey (Average and Percentage Points), All Participants – Adjusted 139Table F.6.4 Impacts on Saving Level and Incidence at 54 Months by Household Income in Year Prior to Application, All Participants – Adjusted 140Table F.6.5 Impacts on Savings and Other Components of Net Worth (Average Dollars), at 54 Months, All Participants – Adjusted 141Table F.6.6 Impact on Measures of Financial Integration (Percentage Points), at 18, 40 and 54 Months, All Participants – Adjusted 142Table F.6.7 Impacts on Incidence of Hardship and Life Satisfaction level (Percentage Points or Average), at 54 Months, All Participants – Adjusted 143Table F.7.1 Impacts on Attitudes towards Education (Percentage Points), at Months 18, 40 and 54, Education Stream Participants – Adjusted 144(Continued) 145Table F.7.2 Impacts on Participation in Education and Training (Percentage Points or Average), during 18, 40 and 54 Months, Education Stream – Adjusted 146(Continued) 147Table F.7.3 Impacts in Education Programs (Percentage Points), during the 54 months, by Subgroup, Education Stream Participants – Adjusted 148Table F.7.3 Impacts in Education Programs (Percentage Points), during the 54 months by Subgroup, Education Stream Participants – Adjusted 149(Continued) 149Table F.7.4 Impacts on Expenditures, Funding, and Intensity in Education and Training (Average), during the 54 Months, Education Stream Participants – Adjusted 150Table F.7.5 Impacts Labour Force Outcomes (Percentage Points or Average), at 54 Months, Education Stream Participants – Adjusted 151Table F.7.6 Impacts on Self-employment (Percentage Points or Average), over the 54 Months, Micro-enterprise Stream Participants – Adjusted 152Table F.7.7 Impacts on Average Business Assets and Liabilities (Average Dollars), at 54 Months, MicroEnterprise Stream Participants – Adjusted 153Table G Basic Framework of learn$ave Cost-Benefit Analysis 156Table H learn$ave Present Value Cost-Economy, Cost-Efficiency and Cost-Effectiveness ($), by Program Group and Different Discount Rates, All Program GroupParticipants 157Table I Cost-Economy of learn$ave Activities, Administration, Overhead and Matched Credits ($), Program Group Participants 160iv | Table of contents Social Research and Demonstration Corporation