Full report. - Social Research and Demonstration Corp

learn$ave Project: Final ReportChapter 9 Lessons learned 103Implementation and delivery 103Saving outcomes 104Impacts on education enrolment and small-business start-ups 104Role of additional services 105Costs 105Conclusion 105Appendix A Approaches to encouraging higher education and learning 107Appendix B learn$ave financial management training curriculum 119Appendix C Methodology and data sources for implementation and service delivery research 121Appendix D Detailed description of methodology: Missing data imputation, impact estimates adjustment, and response bias testing 125Appendix E Characteristics of sample for analysis of effects of IDA program parameters on learn$ave saving activity 135Appendix F learn$ave impacts on savings, net worth, and education: Detailed results 139Appendix G Cost-effectiveness analysis versus cost-benefit analysis 155Appendix H Discount values and costs 157Appendix I Cost-economy of learn$ave activities, administration, overhead, and matched credits in their “natural” units 159learn$ave glossary 161References 163ii | Table of contents Social Research and Demonstration Corporation