A Multidisciplinary Research Journal - Devanga Arts College

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Analysis of Custormers’ Attitude towards Pandian Grama Bank Services INTRODUCTION R.Sivajothi Assistant professor of Commerce, Devanga Arts College (Autonomous) Aruppukottai In this title an attempt has been made to study the attitude of customers towards banking services provided by Pandian Grama Bank. For the purpose of analysis of customer’s attitude towards the banking services a survey was conducted around 150 customers of Pandian Grama Bank. TYPES OF ACCOUNTS A bank has different types of accounts in bank such as Savings account, current account, Recurring deposit accounts, fixed deposit and the like, It is interesting to know the type of bank accounts are operated by the customers of Pandian Grama Bank. TYPES OF ACCOUNTS KEPT BY THE ACCOUNTS S.NO. TYPES OF ACCOUNTS NUMBER OF RESPONDENTS 20 ISSN 0976-8130 PERCENTAGE TO TOTAL Savings Accounts 129 86.00 2. Recurring deposits 17 11.00 3. Current Deposit 4 3.00 TOTAL 150 100.00 The above Table has revealed that 129 Customers have Savings accounts with Pandian Grama Bank. Those who are having recurring deposit and current account amounted to 11 per
cent and 3 per cent respectively. More than four – fifth of the Customers have Savings bank account. BORROWING The Regional Rural Bank was started with a view to provide multi agency grants for agricultural lending in addition to cooperatives and commercial banks. The Regional Rural Banks are aiming at providing agricultural and non-agricultural loans to people living in rural areas. It is interesting to know how the sample respondents have availed themselves of the loan facilities provided by the bank. CLASSIFICATION THE BASIS OF LOAN BORROWED S.NO. LOAN NUMBER OF RESPONDENTS PERCENTAGE TO TOTAL 1. Borrowed 120 80 2. Not Borrowed 30 20 TOTAL 150 100 The above table revealed that among the sample respondents, 120 have borrowed from Pandian Grama Bank and 30 per cent have not borrowed from the bank, Four – fifth of the customers have borrowed loans from the Bank. This confirms that the bank is fulfilling its objective of lending to rural areas. TYPES OF LOAN BORROWED The Pandian Grama bank provides short medium and long term loans for agricultural and allied activities to farmers, artisans, self-help groups, small entrepreneurs and the like. The following table reveals the classification of respondents on the basis of the type of loan borrowed. CLASSIFICATION ON THE BASIS OF TYPES OF LOAN BORROWED S.NO. TYPES OF LOAN NUMBER OF RESPONDENTS PERCENTAGE TO TOTAL 1. Short Term Loan 99 82.5
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2 ISSN 0976-8130 Jan (2011) - Dec (
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Statement about ownership and other
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DEVANGA ARTS COLLEGE MANAS A Multid
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‘Melting Pot’ or ‘Salad Bowl
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Caribbean, (his) roots, all (his) t
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parents instill into the ears of th
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literature for his novel Half a Lif
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to revolution might bring purpose t
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who becomes the source of his legal
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Quality of Work Life in Banks: A St
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A sample is the reflection of the w
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Above the table shows that the mean
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Among the 30 officers selected for
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� A majority of the bank managers
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Memory as a Process of Restructurin
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daughter of Iris and Alex Thomas. W
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Aimee is the daughter of Alex. In s
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Works Cited Atwood, Margaret. The B
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Racism was at the heart of North Am
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even in physical appearance like dr
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opens doors for each of its members
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uncertainties that plagued the Afri
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Eater of Malgudi. Narayan is that s
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conditioned by the hot Indian clima
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the stage of self-actualization. Cu
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stinking quarrels between her paren
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husband, Dick. She represses her id
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Basically though she is against the
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stream. Because of their conflict w
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INTRODUCTION: Listening Skill: The
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One feels that one should never com
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CONCLUSION: Research has demonstrat
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One must also consider the fact tha
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After being subject to all abuse, t
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Body as Raw Material: An Analysis o
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Like Jake, Daniel Luoma, the male g
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than chop” (BH 225-26). When Renn
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The inhuman conditions which Rennie
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‘malignant’ is used many times
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Survival: A Thematic Guide To Vanad
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scholars. She coined the term ‘wo
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second book of short stories, You c
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Walker’s concern for spiritual wh
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Existentialism in Anita desai’s F
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of the existential predicament expe
Page 99 and 100: Information Seeking Behaviours Amon
Page 101 and 102: 1563 primary weaver's co-operative
Page 103 and 104: Out of 275 weavers' cooperative soc
Page 105 and 106: Weavers' in the cockpit like chair
Page 107 and 108: Yes 82 41 No 96 48 Occasionally 22
Page 109 and 110: parks, cinema etc. 8% are not havin
Page 111 and 112: HABIT RESPONEDENTS % Yes 92 46 No 2
Page 113 and 114: Introduction: Sri Ramana Maharishi
Page 115 and 116: “As flies are to wanton boys, God
Page 117 and 118: 6. Control the tongue 7. Control th
Page 119 and 120: Borrower’s Satisfaction Of Co-Ope
Page 121 and 122: PROBLEMS IN SANCTIONING AND DISBURS
Page 123 and 124: Marketing assistance 47 47 Consulta
Page 125 and 126: � U.M.Jain,Deposit mobilization W
Page 127 and 128: Poverty is a major obstacle to the
Page 129 and 130: Sl. No. TABLE 1.1 AGE-WISE CLASSIFI
Page 131 and 132: It is seen from Table 1.4 that of t
Page 133 and 134: Table 1.8 clearly indicates that ou
Page 135 and 136: E - Expected frequency Row total X
Page 137 and 138: � Regarding the religion, most of
Page 139 and 140: Humanism has several layers of mean
Page 141 and 142: shelter, in spite of the lack of en
Page 143 and 144: PROFILE OF BAJAJ ALLIANZ LIFE INSUR
Page 145 and 146: Offered by BAJAJ ALLIANZ.The respon
Page 147 and 148: Yes 45 90.0 90.0 90.0 No 5 10.0 10.
Page 149: Hence they has to maintain their of
Page 153 and 154: OPINION ON RATE OF INTEREST ON LOAN
Page 155 and 156: Respondents whose opinion scores we
Page 157 and 158: Since the calculated value is less
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A Multidisciplinary Research Journal - Devanga Arts College

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