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Plan Administrator's Guide — List Bill - RBC Insurance

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2. Payroll DeductionsIf the employee is required to contribute towards the cost of the coverage, payroll deductions shouldbegin as of the first of the month following the effective date of insurance. Each month’s billing willprovide you with details identifying the employee’s benefits and cost breakdown for payroll andtaxability purposes.3. Premium Due Dates For Employee ChangesPremiums for employee changes are not pro-rated.When insurance for an employee is added or changed on other than a premium due date, premiumsare effective beginning the next monthly premium due date. (Eg. new employee coverage is effectiveJanuary 14; premium charges begin February 1.)Conversely, coverage is terminated effective the employee termination date, but premiums are payableup to the next monthly premium due date. (Eg. employee’s coverage terminates January 14; premiumsare payable to February 1.)<strong>Plan</strong> Administrator’s <strong>Guide</strong> — <strong>List</strong> <strong>Bill</strong>21

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