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Plan Administrator's Guide — List Bill - RBC Insurance

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3. Waiting Period for New EmployeesEligible employees who are hired after the effective date of your Group <strong>Insurance</strong> Policy are eligible forcoverage following the waiting period.(Date of Eligibility = Date Employed Full-Time + Waiting Period)Example 1: Employment date: August 1Waiting Period:3 monthsCoverage Effective Date: November 1First Payment Due: November 1Example 2: Employment date: August 18Waiting Period:3 monthsCoverage Effective Date: November 18First Payment Due: December 1Example 3: Employment date: August 1Waiting Period:NilCoverage Effective Date: August 1First Payment Due: August 1Example 4: Employment date: August 3Waiting Period:Coverage Effective Date: December 1First Payment Due: December 1First of the month following completionof the waiting period of 3 monthsPlease refer to your Group <strong>Insurance</strong> Policy for eligibility details regarding current employees who werehired before the effective date of your Group <strong>Insurance</strong> Policy but who have not yet completed thewaiting period.Note:To avoid a request for Evidence of Insurability, please remember to complete the GROUPENROLMENT CARD and submit it to <strong>RBC</strong> <strong>Insurance</strong>, Group Customer Account Services within31 days following the completion of the Waiting Period.<strong>Plan</strong> Administrator’s <strong>Guide</strong> — <strong>List</strong> <strong>Bill</strong>7

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