Plan Administrator's Guide — List Bill - RBC Insurance

6. Re-Hired EmployeesAt RBC Insurance, we will automatically waive the Waiting Period if an employee returns to work ona full-time basis within 6 months after employment has been terminated, as specified in your GroupInsurance Policy. To reinstate coverage, please follow the procedures outlined below.Re-hired within 12 months after maternity/parental leave:RBC Insurance will waive the Waiting Period if an employee returns to work on a fulltime basis within12 months after commencement of maternity/parental leave of absence if the employee elected todiscontinue coverage during the maternity/parental leave of absence. To reinstate coverage, pleasefollow the procedures outlined below. For further details, please refer to the “Maternity/ParentalLeave” section in this Guide.To reinstate coverage:■■Re-enrol the employee by following the enrolment procedures outlined in this Guide■■Indicate that this is a reinstatement■■Provide RBC Insurance with the original employment date, termination date, and the current dateof full-time employmentNote:To avoid a request for medical evidence, please remember to re-enrol the employee within 31 daysof the employee rejoining your company. For an outline of limitations, please refer to your GroupInsurance Policy.Re-hired after 6 months:If the employee returns to full-time work more than 6 months after employment termination, the employeeshould be considered a new employee, the Waiting Period will not be waived, and the usual enrolmentprocedures should be followed.Plan Administrator’s Guide — List Bill9