Is My Drywall Chinese? - HB Litigation Conferences

Revisions to the “APE APE”
Demonstrate Industry Intent
Four important revisions:
– 1988 – Coverage for damage from “hostile hostile
fire” fire confirmed.
– 1996 – Coverage for certain mobile
equipment confirmed.
– 1998 – Coverage for fumes released from a
faulty furnace confirmed.
– 2004 – Coverage for loss from utilities to cool
or dehumidify a building confirmed.
Creation of the TPE
Insurers sought a pollution exclusion with
fewer exceptions.
ISO then drafted the so-called so called Total
Pollution Exclusion.
Continues to focus on clean-up clean up and
CERCLA damages.
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