Is My Drywall Chinese? - HB Litigation Conferences

Survey of Appellate Court Decisions on “Absolute” and “Total”
Pollution Exclusion in the 50 States and the District of Columbia
State Limiting Exclusion
to “Industrial” or
“Environmental”
Pollution
Alabama Essex Ins. Co. v.
Avondale Mills, Inc.,
639 So. 2d 1339 (Ala.
1994)
Arizona Keggi v. Northbrook
Prop. & Cas. Ins. Co.,
13 P.3d 785 (Ariz. Ct.
App. 2000)
Arkansas Minerva Enters., Inc.
v. Bituminous Cas.
Corp., 851 S.W.2d
403 (Ark. 1993)
California MacKinnon v. Truck
Ins. Exch., 73 P.3d
1205 (Cal. 2003)
Applying the
Exclusion Literally
Colorado TerraMatrix, Inc. v.
United States Fire Ins.
Co., 939 P.2d 483
(Colo. Ct. App. 1997)
Connecticut
District of Columbia Richardson v.
Nationwide Mut. Ins.
Co., 826 A.2d 310
(D.C. 2003), result
vacated and reh’g en
banc granted, No. 01-
SP-1451, 2003 WL
22232039 (D.C. Sept.
29, 2003)
Product or Material
Injury from indoor
release of asbestos
Injuries from bacteriacontaminated
water
Damage to home from
backup of raw sewage
Injury from use of
pesticides
Property damage and
injuries from
ammonia vapors from
a printer
Carbon monoxide
fumes leaking from
faulty furnace