Is My Drywall Chinese? - HB Litigation Conferences

CHOICE OF LAW
Starting point for choosing applicable law: the state
where the coverage suit is filed
Law of state where coverage suit is filed may not
apply to coverage issues
Law of state where Chinese drywall was installed
may not apply to coverage issues
CHOICE OF LAW
“Place of Contracting” test:
Law of the state where the last act occurred to
complete the insurance policy
Factors:
Where the policy was bound by the insurer
The location of the insured
Where the premium was paid or received
Where the policy was delivered
Where the policy was countersigned by the
insurer
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