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Is My Drywall Chinese? - HB Litigation Conferences

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State Limiting Exclusion<br />

to “Industrial” or<br />

“Environmental”<br />

Pollution<br />

Iowa West Bend Mut. Ins.<br />

Co. v. Iowa Iron<br />

Works, Inc., 503<br />

N.W.2d 596 (Iowa<br />

1993)<br />

Kansas Associated Wholesale<br />

Grocers, Inc. v.<br />

Americold Corp., 934<br />

P.2d 65 (Kan. 1997)<br />

Kentucky Motorists Mut. Ins.<br />

Co. v. RSJ, Inc., 926<br />

S.W.2d 679 (Ky. Ct.<br />

App. 1996)<br />

Louisiana Doerr v. Mobil Oil<br />

Corp., 774So. 2d 119<br />

(La. 2000)<br />

Maine<br />

Applying the<br />

Exclusion Literally<br />

Maryland Bernhardt v. Hartford<br />

Fire Ins. Co., 648<br />

A.2d 1047 (Md. Ct.<br />

Spec. App. 1994)<br />

(appeal settled due to<br />

settlement by the<br />

insurance company)<br />

Massachusetts Western Alliance Ins.<br />

Co. v. Gill, 686<br />

N.E.2d 997 (Mass.<br />

1997)<br />

Michigan<br />

Atlantic Mut. Ins. Co.<br />

v. McFadden, 595<br />

N.E.2d 762 (Mass.<br />

1992)<br />

- 3 -<br />

Product or Material<br />

Damage from sand<br />

disposed of off site<br />

Smoke from hostile<br />

fire<br />

Carbon monoxide<br />

fumes leaking from<br />

defective boiler<br />

Release of<br />

hydrocarbons from<br />

wastewater facility<br />

Bodily injury from<br />

carbon monoxide<br />

exposure due to<br />

blocked chimney<br />

Carbon monoxide<br />

exposure due to<br />

defective tandoori<br />

oven<br />

Lead poisoning

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