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Is My Drywall Chinese? - HB Litigation Conferences

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TRIGGER OF COVERAGE cont.<br />

6. Triple Trigger<br />

• All policies triggered during period of<br />

continuing exposure and manifestation<br />

NUMBER OF OCCURRENCES<br />

1. Cause Test<br />

• determined by the number of causes for a<br />

loss(es)<br />

• Not the number of claims or different types of<br />

damages<br />

2. Effects Test<br />

• determined by how many “effects”<br />

(injuries/damages) result from an event(s)

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