Is My Drywall Chinese? - HB Litigation Conferences

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State Limiting Exclusion to “Industrial” or “Environmental” Pollution North Carolina West Am. Ins. Co. v. Tufco Flooring E., Inc., 409 S.E.2d 692 (N.C. Ct. App. 1991) North Dakota Ohio Andersen v. Highland House Co., 757 N.E.2d 329 (Ohio 2001) Oklahoma Applying the Exclusion Literally Owners Ins. Co. v. Singh, No. 98-CA- 108, 1999 WL 976249 (Ohio Ct. App. Sept. 21, 1999) Zell v. Aetna Cas. & Sur. Ins. Co., 683 N.E.2d 1154 (Ohio Ct. App. 1996) Pennsylvania Madison Constr. Co. v. Harleysville Mut. Ins. Co., 735 A.2d 100 (Pa. 1999) South Dakota S.D. State Cement Plant Comm’n v. Wausau Underwriters Ins. Co., 616 N.W.2d 397 (S.D. 2000) Texas Nat’l Union Fire Ins. Co. of Pittsburgh, Pa. v. CBI Indus., Inc., 907 S.W.2d 517 (Tex. 1995) - 5 - Product or Material Damage to chicken from fumes from floor resurfacing product Carbon monoxide from faulty furnace Bodily injury from fumes from weatherproofing product Fumes from concrete sealer used at construction site Emissions of cement dust Accidental release of cloud of hydrofluoric acid
State Limiting Exclusion to “Industrial” or “Environmental” Pollution Washington Kent Farms, Inc. v. Zurich Ins. Co., 998 P.2d 292 (Wash. 2000) Wisconsin Donaldson v. Urban Land Interests, Inc., 564 N.W.2d 728 (Wis. 1997) - 6 - Applying the Exclusion Literally Quadrant Corp. v. Am. States Ins., No. 50647-1-I (Wash. Ct. App. Sept. 22, 2003) Peace ex rel. Lerner v. Northwestern Nat’l Ins. Co., 596 N.W.2d 429 (Wis. 1999) Product or Material Exposure to diesel fuel from back-flow due to faulty intake valve Injury from fumes emanating from waterproofing material, which is pollutant when used as intended Bodily injury from breathing carbon dioxide Lead paint
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HB Litigation Conferences Presents
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FACULTY Jeremy Alters is the foundi
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works include FasTrain: Florida Civ
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a Superfund case that resulted in a
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clerk in the United States District
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The “Writing On The Wall”: Impo
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STATES WHERE IMPORTED DRYWALL HAS B
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Florida Reports of Drywall “Cases
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STATE RESPOND ● Florida ● Louis
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Glenn Cambre, Esq. Director Directo
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PHONE SURVEY INFORMATION: Identifie
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LOUISIANA DRYWALL IMPACT MAPS 6/17/
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FLORIDA VS LOUISIANA DRYWALL • Fl
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Remediation Standard? ● Presently
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Chairman Pryor, Ranking Member Wick
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the German manufacturer, Knauf, onl
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companies, the homeowners, and the
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Chinese drywall spins off 'silent h
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The EPA said these results are not
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Get out of house with Chinese drywa
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The Consumer Product Safety Commiss
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“We’re trying to get the federa
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claims, but it's still a significan
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Imported Drywall and Health - A Gui
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Who is at risk? • insomnia • he
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"The Writing Is on the Wall": Defec
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significant indemnification or cont
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The Walls Are Closing In: Chinese D
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An Introduction to Our Firm Duane M
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• Utilizing the Construction Grou
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Occupational Safety and Health Act
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The Walls Are Closing In: Chinese D
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"The Writing Is on the Wall": Defec
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significant indemnification or cont
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Sheila Raftery Wiggins, Partner Dua
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Real Estate Litigation • Represen
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Selected Publications • "The Wall
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TRIGGER OF COVERAGE cont. 2. “Rel
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TRIGGER OF COVERAGE cont. 6. Triple
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OTHER CONSIDERATIONS • Deductible
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*Overused and Overwrought Metaphor?
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Reduced Sulfur Compounds are Diffic
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Analysis Methods— Electrochemical
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Conc. (ppmv) 1.0 0.9 0.8 0.7 0.6 0.
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Key Reactions* • H2S + H2O + M =
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Chemistry of Emissions from Drywall
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What is Damaged? Problems we’re s
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Copper Wires Blacken Paul G. Philli
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Pitted Bath Tub Stoppers Paul G. Ph
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What MAY BE Damaged Problems we’r
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What’s Reportedly Damaged Other p
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Black Copper Sulfide TYPICAL BLACKE
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Reaction Progresses Paul G. Phillip
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COATED COIL IS ALL BLACK Open Quest
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PUSH-IN WIRING CONNECTION Open Ques
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Open Questions • How and where ar
Page 198 and 199: Outline Chinese Drywall A Practical
Page 200 and 201: Is My Drywall Chinese? b) Visual Ap
Page 202 and 203: Is My Drywall Chinese? Is My Drywal
Page 204 and 205: Is My Drywall Chinese? • To Test
Page 206 and 207: Costs Risk Management 101 • Lesso
Page 208: Can This Get Any Worse? • Emergin
Page 212 and 213: The Expected Primary Defense: “Po
Page 214 and 215: Revisions to the “APE APE” Demo
Page 216 and 217: Cases Interpreting the Pollution Ex
Page 218 and 219: Other Issues Additional coverage pa
Page 220 and 221: contradicts the plain language and
Page 222 and 223: partial off-site exclusion for some
Page 224 and 225: With respect to the new, absolute p
Page 226 and 227: Even when courts find that an APE s
Page 228 and 229: Setting aside expectations of cover
Page 230 and 231: The LDI’s Advisory Letter warned
Page 232 and 233: Decisions by the High Courts in Cal
Page 234 and 235: interpretation comports with the AP
Page 236 and 237: exclusion should not reflexively be
Page 238 and 239: The court in Koloms criticized the
Page 240 and 241: ingestion of lead paint debris foun
Page 242 and 243: that reject coverage for non-enviro
Page 244 and 245: Survey of Appellate Court Decisions
Page 246 and 247: State Limiting Exclusion to “Indu
Page 250 and 251: L:\MASTERLS\Seminar\HB Chinese Dryw
Page 252 and 253: OCCURRENCE “Property Damage”
Page 254 and 255: OCCURRENCE Majority View: Liabili
Page 256 and 257: CHOICE OF LAW Starting point for c
Page 258 and 259: CHOICE OF LAW “Significant Conta
Page 260 and 261: Which Contractors Will Be Covered b
Page 262 and 263: Which Contractors Will Be Covered b
Page 264 and 265: that has not been physically injure
Page 266 and 267: In sum, in most states the damage c
Page 268 and 269: the several Chinese drywall claims
Page 270 and 271: V. The “Absolute Pollution Exclus
Page 272 and 273: to test for, monitor, clean up, rem
Page 274 and 275: spraying of pesticide in apartment
Page 276 and 277: exclusion are not met because the
Page 278 and 279: VI. Choice of Law As discussed abov
Page 280 and 281: homes containing Chinese drywall ar
Page 282 and 283: “legally obligated to pay as dama
Page 284 and 285: By: Veronica M. Bates TRIGGER OF CO
Page 286 and 287: TRIGGER OF COVERAGE cont. 4. “Inj
Page 288 and 289: ALLOCATION 1. Pro Rata • Time on
Page 290 and 291: Chinese Drywall Litigation NELSON
Page 292 and 293: NELSON • LEVINE • de LUCA & HOR
Page 294 and 295: Additional Insured Issues • The m
Page 296 and 297: Additional Insured Issues • 2004
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Subrogation Opportunities Targets a
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Subrogation Opportunities • Contr
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Subrogation Opportunities • Hurdl
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Liability Issues Hugh J. Turner Jr.
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Manufacturers • Knauf Gips, KG (e
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Suppliers 84 Lumber Co. All Flori
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Drywall Lawsuit Models • Type 1:
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Express Warranty • Elements - Exp
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Medical Monitoring • Elements: -
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Vicarious Liability A corporation
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What Are The Defenses? Economic Lo
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DEFENSES Florida - Strict Liabilit
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DEFENSES Lack of Privity of Contra
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What Are The Current Issues In The
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Current Issues • Case Assignments
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Current Issues Insurance Coverage
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Issues In Florida • Chapter 558 R
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Chinese Drywall Conference Sander L
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Are Chinese Drywall Issues Similar
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Search for New Defendants • Contr
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How does Chinese drywall impact hom
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How does Chinese drywall impact hom
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Home H Value Over 10 Yeaars How doe
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Home H Value Over 10 Yeaars Home H
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Use of Mass Appraisal Models Event
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Use of Mass Appraisal Models Cross-
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SUITE 650, FOURTH AVENUE SEATTLE, W
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concern at the moment remain 2004
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able, in which case rather than a
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subject properties and the data use
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CHINESE DRYWALL LITIGATION UPDATE A
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5 6
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WHERE WAS THE CHINESE DRYWALL USED
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WHAT KIND OF EXPERTS YOU’LL NEED
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Hydrogen Sulfide Exposure • Belie
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BACKGROUND PROCEDURE MULTIDISTRICT
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that there is a much smaller chance
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applicable standard of liability. D
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RULES OF PROCEDURE OF THE JUDICIAL
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- 3 - transferred under Section 140
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- 5 - (c) Copies of motions for tra
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- 7 - (c) Once a corporate disclosu
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- 9 - designating such a pleading a
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RULE 7.6: TERMINATION AND REMAND In
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- 13 - (b) Each party filing a moti
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- 15 - (C) the circuit court of app
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UNITED STATES JUDICIAL PANEL ON MUL
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Drywall Common building material ty
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Chinese Drywall Analysis ( incomple
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Coal combustion residues Derived f
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Coal Mine Waste Coal may be sold a
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Coal Fly Ash Resident complaints E
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Skin Acne Skin rashes Hives Per
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Sensitive populations Infants Chi
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Carbon Disulfide Gas—evaporates
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Sulfur Dioxide Sulfur Dioxide An E
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SO 2 Symptoms of Chronic Exposure t
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Exposure to lower concentrations of
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GI Symptoms of H 2S Nausea Vomiti
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Particulate Matter Particulate Matt
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Airways of Lungs Lungs
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Clearance from the lungs is not cle
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Particles containing Heavy metals a
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Natural Decay Series: Uranium-238 U
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PAHs Benzo[a]pyrene Group 1 Human c
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