Bilansi uspjeha - Raiffeisen Bank

Notes to the financial statements
31 December 2005 and 2004
(all amounts are expressed in thousands of KM)
23. SUBORDINATED DEBT
2005. 2004.
RZB Wien 52.221 32.271
DEG 9.779 9.779
Ukupno 62.000 42.050
The subordinated loans from RZB Wien as of December 31, 2005 and 2004 respectively amounting to KM 52,221
thousand and KM 32,271 thousand are comprised of:
One subordinated loans received in 2003 totalling KM 19,558 thousand (EUR 10 million), repayable in semi-annual
instalments from 20 June 2008 until 20 June 2013. The interest rate is EURIBOR + 2.5%.
Two subordinated loans received in June and December 2004, totalling KM 12,713 thousand (EUR 6,500 thousand),
respectively in the amounts of:
• KM 9,779 thousand (EUR 5,000 thousand) repayable in semi-annual instalments starting from 20 June 2009
until 20 June 2011. The interest rate is EURIBOR + 2.4%.
• KM 2,934 thousand (EUR 1,500 thousand).repayable in semi-annual instalments starting from 20 December
2009 until 20 December 2011. The interest rate is EURIBOR + 2.4%.
One subordinated loan received in May 2005 in amount of KM 10,171 thousand (EUR 5.2 millions) repayable in
semi-annual instalments from 20 March 2010 until 20 March 2012. The interest rate is EURIBOR + 2.4%.
One subordinated loan received in November 2005 in amount of KM 9,779 thousand (EUR 5 millions) repayable in
semi-annual instalments from 30 Sept 2010 until 30 Sept 2012. The interest rate is EURIBOR + 2.4%.
The amount of KM 9,779 thousand (EUR 5,000 thousand) presents subordinated loan from DEG received in 2002.
The loan should be repaid in four semi-annual instalments starting 15 November 2007. The interest rate is EURIBOR
+ 3%.
Subject to the approval of the Federal Banking Agency, subordinated debt may be used as additional capital for
regulatory purposes.
Financial statement
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