Bilansi uspjeha - Raiffeisen Bank
Bilansi uspjeha - Raiffeisen Bank
Bilansi uspjeha - Raiffeisen Bank
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Pregled ključnih podataka<br />
Survey of Key Data<br />
<strong>Raiffeisen</strong> BANK d.d. Bosna i Hercegovina<br />
Monetarne vrijednosti u €mn<br />
Monetary values are in €mn 2005 2004<br />
Bilans <strong>uspjeha</strong><br />
Income Statement<br />
Promjena<br />
Change<br />
Neto prihod od kamate nakon oporezivanja<br />
Net interest income after provisioning 32,77 26,58 23,3%<br />
Neto prihod od provizija<br />
Net commission income 15,41 16,03 -3,9%<br />
Poslovna dobit<br />
Trading profit 2,97 2,63 13,1%<br />
Opći administrativni troškovi<br />
General administrative expenses 38,36 32,96 16,4%<br />
Dobit prije poreza<br />
Profit before tax 12,39 10,81 14,6%<br />
Dobit nakon poreza<br />
Profit after tax 12,39 10,81 14,6%<br />
Bilans stanja<br />
Balance Sheet<br />
Krediti i avansi bankama<br />
Loans and advances to banks 333,53 298,03 11,9%<br />
Krediti i avansi klijentima<br />
Loans and advances to customers 681,06 541,39 25,8%<br />
Depoziti od banaka<br />
Deposits from banks 303,44 222,73 36,2%<br />
Depoziti od klijenata<br />
Deposits from customers 831,88 713,94 16,5%<br />
Kapital (uklj. dobit)<br />
Equity (incl. profit) 86,64 68,39 26,7%<br />
Ukupni bilans stanja<br />
Balance-sheet total 1,274,89 1,043,03 22,2%<br />
Obavezne informacije<br />
Regulatory information<br />
Rizikom ponderisana aktiva<br />
Risk-weighted assets 931,11 739,95 25,8%<br />
Koeficijent adekvatnosti kapitala<br />
Capital Adequancy Ratio 14,1% 13,5% 0.6 PP<br />
Učinak<br />
Performance<br />
Povrat na kapital (ROE) prije poreza<br />
Return on equity (ROE) before tax 17,3% 21,5% (4.2 PP)<br />
Povrat na kapital (ROE) nakon poreza<br />
Return on equity (ROE) after tax 17,3% 21,5% (4.2 PP)<br />
Koeficijent trošak /prihod<br />
Cost/income ratio 66,6% 63,7% 2.9 PP<br />
Povrat na aktivu (ROA) prije poreza<br />
Return on assets (ROA) before tax 1,1% 1,2% (0.1 PP)<br />
Resursi<br />
Resources<br />
Broj zaposlenika<br />
Number of staff 1,205 1,109 8,7%<br />
Poslovne jedinice<br />
Business outlets 67 61 9,8%