Bilansi uspjeha - Raiffeisen Bank

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Finansijski izvještaji Odgovornost za finansijske izvještaje U skladu sa Zakonom o računovodstvu reviziji Federacije Bosne i Hercegovine (“Službene novine Federacije Bosne i Hercegovine”, broj 32/05), Uprava je dužna osigurati da za svaku finansijsku godinu budu sastavljeni finansijski izvještaji u skladu s Međunarodnim standardima finansijskog izvještavanja (MSFI), koje je objavio Odbor za međunarodne računovodstvene standarde, koji pružaju istinit i fer pregled stanja u Banci, kao i njene rezultate poslovanja za navedeni period. Nakon provedbe ispitivanja, Uprava opravdano očekuje da će Banka u dogledno vrijeme raspolagati odgovarajućim resursima, te stoga pri sastavljanju finansijskih izvještaja i dalje usvaja načelo vremenske neograničenosti poslovanja. Odgovornosti Uprave pri izradi finansijskih izvještaja obuhvaćaju sljedeće: - odabir i dosljednu primjenu odgovarajućih računovodstvenih politika - davanje opravdanih i razboritih prosudbi i procjena - postupanje u skladu s važećim računovodstvenim standardima, uz objavljivanje i obrazloženje svih materijalno značajnih odstupanja u finansijskim izvještajima te - sastavljanje finansijskih izvještaja pod pretpostavkom vremenske neograničenosti poslovanja, osim ako pretpostavka da će Banka nastaviti poslovati nije primjerena. Uprava je odgovorna za vođenje odgovarajućih računovodstvenih evidencija, koje u svakom trenutku s opravdanom točnošću prikazuju finansijski položaj Banke. Također, Uprava je dužna pobrinuti se da finansijska izvještaji budu u skladu sa Zakonom o računovodstvu. Pored toga, Uprava je odgovorna za čuvanje imovine Banke te za poduzimanje opravdanih koraka za sprječavanje i otkrivanje prijevare i drugih nepravilnosti. 82 www.raiffeisenbank.ba Potpisao za i u ime Uprave Edin Muftić Raiffeisen BANK d.d. Bosna i Hercegovina Danijela Ozme 3 71 000 Sarajevo Bosna i Hercegovina 20. Januar 2006.
Responsibility for Financial Reports Pursuant to the Law on Accounting and Audit of Federation of Bosnia and Herzegovina (Official Gazzette No. 32/05), the Management Board is responsible for ensuring that financial statements are prepared for each financial year in accordance with International Financial Reporting Standards (IFRS) as published by the International Accounting Standards Board (IASB) which give a true and fair view of the state of affairs and results of the Bank for that period. After making enquiries, the Management Board has a reasonable expectation that the Bank has adequate resources to continue in operational existence for the foreseeable future. For this reason, the Management Board continues to adopt the going concern basis in preparing the financial statements. In preparing those financial statements, the responsibilities of the Management Board include ensuring that: - suitable accounting policies are selected and then applied consistently; - judgements and estimates are reasonable and prudent; - applicable accounting standards are followed, subject to any material departures disclosed and explained in the financial statements; and - the financial statements are prepared on the going concern basis unless it is inappropriate to presume that the Bank will continue in business. The Management Board is responsible for keeping proper accounting records, which disclose with reasonable accuracy at any time the financial position of the Bank and must also ensure that the financial statements comply with the Bosnia and Herzegovina Accounting Law (90/92). The Management Board is also responsible for safeguarding the assets of the Bank and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities. Signed on behalf of the Management Board Edin Muftić Raiffeisen BANK d.d. Bosna i Hercegovina Danijela Ozme 3 71000 Sarajevo Bosnia and Herzegovina 20 January 2006 Financial statement www.raiffeisenbank.ba 83
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Pregled ključnih podataka Survey o
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Sadržaj Contents Izvještaj predsj
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www.raiffeisenbank.ba 5
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Report by the President of the Supe
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Introduction by Chief Executive Off
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Macroeconomic Aggregates Macroecono
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Macroeconomic Aggregates Financial
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The RZB Group and Raiffeisen Intern
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Raiffeisen BANK d.d. Bosnia and Her
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Vision Raiffeisen BANK d.d. Bosnia
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Nadzorni odbor Supervisory Board Up
Page 33 and 34: Corporate Banking Division Corporat
Page 35 and 36: Retail Division Retail Savings Comp
Page 37 and 38: Cards Business Growth in issuing ca
Page 39 and 40: SME segment SME market BiH market i
Page 41 and 42: Treasury and Financial Market Divis
Page 43 and 44: Finance and Accounting Division Ope
Page 45 and 46: Central Processing Division In an e
Page 47 and 48: Domestic payments During 2005, numb
Page 49 and 50: Balance Sheet As of 31. December 20
Page 51 and 52: Statements of Income For the years
Page 53 and 54: Petogodišnja usporedba finansijski
Page 55 and 56: Ukupna aktiva Total assets EUR 000
Page 57 and 58: Operativni rezultati Poslovanje Ban
Page 59 and 60: Usporedba troškova poslovanja i uk
Page 61 and 62: Izvori finansiranja Funds sources U
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Page 69 and 70: www.raiffeisenbank.ba 67
Page 71 and 72: www.raiffeisenbank.ba 69
Page 73 and 74: Adresar Addresses and contacts Raif
Page 75 and 76: Slovakia Tatra banka, a.s. Hodžovo
Page 77 and 78: alph.zeitlberger@rba-belgrade.raiff
Page 79 and 80: Phone: (+43-1) 71 707-1588 Fax: (+4
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Page 87 and 88: INDEPENDENT AUDITORS’ REPORT To t
Page 89 and 90: Income Statements For the years end
Page 91 and 92: Balance Sheets as at 31 December 20
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Notes to the financial statements 3
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Bilansi uspjeha - Raiffeisen Bank

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