Bilansi uspjeha - Raiffeisen Bank

More documents

Recommendations

Info

Finansijski izvještaji Napomene uz finansijske izvještaje 31. decembar 2005. i 2004. godine (Svi iznosi izraženi su u hiljadama KM) 32. VALUTNI RIZIK Banka je izložena učincima promjena u valutnim kursevima na svoj finansijski položaj i novčane tokove. Niže u tablici analizirane su osnovne valute po kojima je Banka izložena riziku. Ostale valute obuhvaćene su u okviru stavke “Ostale valute”. Banka prati svoj valutni položaj u odnosu na udovoljavanje regulatornim zahtjevima koje je Agencija za bankarstvo Federacije Bosne i Hercegovine definirala kao limite otvorenih pozicija. Banka nastoji sučeliti svoju imovinu i obaveze u stranim valutama kako bi izbjegla izloženost valutnom riziku. ‘000 KM KM EUR USD SREDSTVA 148 www.raiffeisenbank.ba Ostale valute Rezervisanja Ukupno Novac i sredstva kod banaka 56.644 24.229 2.099 7.148 - 90.120 Obavezna rezerva kod Centralne banke BiH 338.183 - - - - 338.183 Plasmani kod drugih banaka 3.003 483.110 156.950 9.279 (13) 652.329 Dati krediti 1.355.734 39.684 346 4 (63.770) 1.331.998 Kupljeni krediti koji se drže do dospijeća 717 - - - (670) 47 Kapitalna ulaganja 2.665 7 - - (188) 2.484 Ostala imovina 21.276 11.443 1.079 3.131 (707) 36.222 Nekretnine i oprema 42.513 - - - (423) 42.090 Ukupna imovia (1) 1.820.735 558.473 160.474 19.562 (65.771) 2.493.473 OBAVEZE Obaveze prema drugim bankama 11.012 582.324 125 14 - 593.475 Obaveze prema klijentima 681.319 770.184 158.467 17.051 - 1.627.021 Rezervisanja - - - - 18.239 18.239 Ostale obaveze 13.668 5.248 2.259 2.119 - 23.294 Subordinirani dug - 62.000 - - - 62.000 Ukupne obaveze (2) 705.999 1.419.756 160.851 19.184 18.239 2.324.029 Neto bilans stanja na dan 31. decembra 2005 (1) - (2) 1.114.736 (861.283) (377) 378 (84.010) 169.444 Ukupna sredstva na dan 31. decembra 2004. (3) 1.445.163 440.373 193.867 16.863 (56.271) 2.039.995 Ukupne obaveze na dan 31. decembra 2004. (4) 572.094 1.113.624 192.340 16.161 12.023 1.906.242 UKUPNI NETO BILANS STANJA NA DAN 31. DECEMBRA 2004. (3) – (4) 873.069 (673.251) 1.527 702 (68.294) 133.753
Notes to the financial statements 31 December 2005 and 2004 (all amounts are expressed in thousands of KM) 32. FOREIGN CURRENCY RISK The Bank takes on exposure to effects of fluctuations in the prevailing foreign currency exchange rates on its financial position and cash flows. The table below provides an analysis of the Bank’s main currency exposures. The remaining currencies are shown within ‘Other currencies.’ The Bank monitors its foreign exchange (FX) position for compliance with the regulatory requirements of the Federal Banking Agency established in respect of limits on open positions. The Bank seeks to match assets and liabilities denominated in foreign currencies to avoid foreign currency exposures. ‘000 KM KM EUR USD ASSETS Other currencies Provisions Total Cash and due from banks 56,644 24,229 2,099 7,148 - 90,120 Due from the Central Bank 338,183 - - - - 338,183 Placements with other banks 3,003 483,110 156,950 9,279 (13) 652,329 Loans originated by the bank 1,355,734 39,684 346 4 (63,770) 1,331,998 Purchased loans 717 - - - (670) 47 Investments 2,665 7 - - (188) 2,484 Other assets 21,276 11,443 1,079 3,131 (707) 36,222 Fixed and intangible assets 42,513 - - - (423) 42,090 Total assets (1) 1,820,735 558,473 160,474 19,562 (65,771) 2,493,473 LIABILITIES Due to other banks 11,012 582,324 125 14 - 593,475 Due to customers 681,319 770,184 158,467 17,051 - 1,627,021 Provisions - - - - 18,239 18,239 Other liabilities 13,668 5,248 2,259 2,119 - 23,294 Subordinated debt - 62,000 - - - 62,000 Total liabilities (2) 705,999 1,419,756 160,851 19,184 18,239 2,324,029 Balance as at 31 December 2005, net (1) - (2) 1,114,736 (861,283) (377) 378 (84,010) 169,444 Total assets as of 31 December 2004 (3) 1,445,163 440,373 193,867 16,863 (56,271) 2,039,995 Total liabilities as of 31 December 2004 (4) 572,094 1,113,624 192,340 16,161 12,023 1,906,242 TOTAL BALANCE AS AT 31 DECEMBER 2004, NET (3) – (4) 873,069 (673,251) 1,527 702 (68,294) 133,753 Financial statement www.raiffeisenbank.ba 149
Page 2:
Pregled ključnih podataka Survey o
Page 5 and 6:
Sadržaj Contents Izvještaj predsj
Page 7 and 8:
www.raiffeisenbank.ba 5
Page 9 and 10:
Report by the President of the Supe
Page 11 and 12:
Introduction by Chief Executive Off
Page 13 and 14:
Page 15 and 16:
Macroeconomic Aggregates Macroecono
Page 17 and 18:
Macroeconomic Aggregates Financial
Page 19 and 20:
The RZB Group and Raiffeisen Intern
Page 21 and 22:
Raiffeisen BANK d.d. Bosnia and Her
Page 23 and 24:
Vision Raiffeisen BANK d.d. Bosnia
Page 25 and 26:
Page 27 and 28:
Page 29 and 30:
Page 31 and 32:
Nadzorni odbor Supervisory Board Up
Page 33 and 34:
Corporate Banking Division Corporat
Page 35 and 36:
Retail Division Retail Savings Comp
Page 37 and 38:
Cards Business Growth in issuing ca
Page 39 and 40:
SME segment SME market BiH market i
Page 41 and 42:
Treasury and Financial Market Divis
Page 43 and 44:
Finance and Accounting Division Ope
Page 45 and 46:
Central Processing Division In an e
Page 47 and 48:
Domestic payments During 2005, numb
Page 49 and 50:
Balance Sheet As of 31. December 20
Page 51 and 52:
Statements of Income For the years
Page 53 and 54:
Petogodišnja usporedba finansijski
Page 55 and 56:
Ukupna aktiva Total assets EUR 000
Page 57 and 58:
Operativni rezultati Poslovanje Ban
Page 59 and 60:
Usporedba troškova poslovanja i uk
Page 61 and 62:
Izvori finansiranja Funds sources U
Page 63 and 64:
Krediti preduzećima Loans to compa
Page 65 and 66:
Depoziti komitenata Customer deposi
Page 67 and 68:
Depoziti stanovništva Deposits fro
Page 69 and 70:
Page 71 and 72:
Page 73 and 74:
Adresar Addresses and contacts Raif
Page 75 and 76:
Slovakia Tatra banka, a.s. Hodžovo
Page 77 and 78:
alph.zeitlberger@rba-belgrade.raiff
Page 79 and 80:
Phone: (+43-1) 71 707-1588 Fax: (+4
Page 81 and 82:
Poland Raiffeisen Investment Polska
Page 83 and 84:
Page 85 and 86:
Responsibility for Financial Report
Page 87 and 88:
INDEPENDENT AUDITORS’ REPORT To t
Page 89 and 90:
Income Statements For the years end
Page 91 and 92:
Balance Sheets as at 31 December 20
Page 93 and 94:
Statements of cash flows For the ye
Page 95 and 96:
Statements of changes in shareholde
Page 97 and 98:
Notes to the financial statements 3
Page 99 and 100: Notes to the financial statements 3
Page 149: Notes to the financial statements 3
show all

Bilansi uspjeha - Raiffeisen Bank

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?