Bilansi uspjeha - Raiffeisen Bank

Corporate Banking Division
Corporate Banking Division
In 2005, Corporate Division achieved all planned business goals. During 2005, 493 new customers
were acquired, on basis of which total number of corporate customers increased by 24%. 75% of
total number of large companies in BH market operate with our Bank. In segment of medium size
enterprises, 61% of total number of customers operate with us, of which 34% of customers utilise our
loan products.
Portfolio of issued trade finance instruments amounts to KM 190 milion and in comparison to the end
of the previous year it is higher by 43%. Deposits of corporate entities increased by 6%.
During 2005, financing was provided in realisation of several significant projects of our customers in
the following areas:
• Taking over additional capital investments in privatisation process of companies in the country
and abroad;
• Construction and reconstruction of traffic infrastructure and providing services of mobile telephony;
• Trade and production of steel;
• Performance of construction projects abroad;
• Construction and expansion of production capacities in food industry;
• Expanding network of shopping centres.
During 2005, new product ‘’Overdraft’’ was successfully implemented and promoted, and project of
introducing the product ‘’Open Savings’’ is in its closing phase. As an answers to the needs of our
export companies, there were also some preparation activities on introduction of “Forfeiting’’.
In the course of 2005, with purpose of optimising business processes, adjustment of offers and services
to specific segment of customers and specifics of local markets, all preparation activities were
made for reorganisation of Corporate Division. Key challenge in business operations is more efficient
and faster administration processing of various customers’ applications, utilisation of new sophisticated
IT systems and development of new products.
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