IWMP-3 - Commissionerate of Rural Development Gujarat State ...

DWDU, Rajkot
ii) Self Help Group
We believe that the full potential of our watershed work can only be raised if it is supplemented by a microfinance
programme. This is essential if we are to ensure long-term livelihood security to the poor. We are also convinced that no
microfinance programme can be successful until it is tied up with livelihood programmes such as agriculture, dairying,
marketing and enterprise development etc. Thus microfinance and livelihood programmes are complementary to each
other and their simultaneous implementation is the key to poverty alleviation. Incomes raised through livelihood
initiatives need to be saved. Of these women are the best custodians. Self Help Group are motivated, Small homogenous group
organized together through highly successful of credit and thrift activities. These savings must be reinvested in livelihood options
that in turn raise incomes, setting up various cycles. Generally self help group includes landless and marginal sized farm women,
BPL household, SC/ST women.
SHG initiative in watershed villages is being organized by having a focused group discussion between various homogenous
communities of women based on their livelihood separately. With a view point of different problems related to rural credit, it was
planned to organize these women into a group consisting of 10 to 13 in each groups and it was also proposed to have groups.
Table no. 32: SHG detail
S. No. With
only
Men
Total no. of registered SHGs
With only
Women
With
both
1 12 21 5 32
No. of members
No. of SC/ST in each
category
No. of BPL in
each category
Total Categories M F Total M F Total M F Total
(i) Landless 43 57 110 25 65 90
(ii) SF 15 10 25 15 10 25
(iii) MF 71 63 134
(iv) LF
Total 12 21 5 32 114 120 244 40 75 115 15 10 25
Detailed Project Report: IWMP-III 54