Letno poročilo 2007 - UniCredit Banka Slovenija dd

Accounting ReportNotes on the Financial StatementsEUR 1,000 2007 2006Balance at 1. 1. 276,427 315,164Increases 1,306,796 1,945,344New deposits 1,262,015 1,921,395Revaluation and foreign exchangedifferences44,781 23,949Decreases (1,348,611) (1,984,081)Deposits returned (1,298,213) (1,954,516)Revaluation and foreign exchangedifferences (50,398) (29,565)Balance at 31. 12. 234,612 276,427Deposits and loans from banks have index-linked interests.Time deposits from customersEUR 1,000 31. 12. 2007 31. 12. 2006On demand 309,220 225,918Corporates 119,961 119,496Financial institutions 3,519 2,384Public sector 7,103 7,301Private customers 81,482 81,693Non-residents 97,155 15,044Short-term deposits 330,081 313,465Corporates 178,264 165,410Financial institutions 26,244 13,342Public sector 6,180 6,071Private customers 108,980 122,610Non-residents 10,413 6,032Long-term deposits 82,238 54,780Corporates 9,407 28,042Financial institutions 5,140 4,023Public sector 1,656 376Private customers 60,847 18,320Non-residents 5,188 4,018Total 721,539 594,162EUR 1,000 2007 2006Balance at 1. 1. 594,162 627,164Increases 31,878,354 21,848,288New deposits 31,863,124 21,837,407Revaluation and foreign exchangedifferences15,230 10,881Decreases (31,750,977) (21,881,290)Deposits returned (31,732,582) (21,868,152)Revaluation and foreign exchangedifferences(18,395) (13,138)Balance at 31. 12. 721,539 594,162Deposits from customers have both, index-linked and fixed interestrate.Included in customer accounts were deposits of 708 thousand euros(2006, 2,106 thousand euros) held as collateral for irrevocablecommitments under import letters of credit. The fair value of thosedeposits approximates the carrying amount.Note 14:ProvisionsEUR 1,000 31. 12. 2007 31. 12. 2006Pending legal cases 13 2Employee benefits 626 556Provisions for money laundering 14 -Provisions for off balance sheet items 418 871Total 1,071 1,4292007 EUR 1,000PendinglegalcasesEmployeebenefitsMoneylaunderingOffbalancesheetitemsTotalBalance at 1. 1. 2 556 - 871 1,429Increases 11 80 14 751 856Decreases - (10) - (1,204) (1,214)Use of provisions - (10) - - (10)Other decreasesduring the year - - - (1,204) (1,204)Balance at 31. 12. 13 626 14 418 1,071170 2007 Annual Report · UniCredit Bank