Annual Financial Statements 2010 of Bank Austria

Consolidated Financial Statements in accordance with IFRSs
C – Notes to the statement of financial position (CoNTINuED)
C.7 – Loans and receivables with customers
31 dec. 2010 31 dec. 2009
perfOrmiNg impaired perfOrmiNg impaired
Current accounts 11,764 325 12,538 396
Reverse repos 385 – 202 1
Mortgages 23,056 1,695 22,021 950
Credit cards and personal loans, including wage assignment loans 8,703 154 8,236 156
Finance leases 363 24 381 26
Factoring 997 8 778 7
Other transactions 76,694 4,167 72,953 2,923
Debt securities 1,694 65 1,979 55
Structured securities – – – –
Other debt securities 1,694 65 1,979 55
tOtal (carryiNg amOuNt) 123,655 6,438 119,088 4,514
tOtal (fair Value) 124,477 6,391 121,344 4,547
Loan loss provisions deducted from loans and receivables 896 6,040 814 4,878
Finance leases: customers (€ m)
31 dec. 2010 31 dec. 2009
preseNt Value Of
miNimum lease paymeNts
Bank Austria · Annual Financial Statements 2010
(€ m)
preseNt Value Of
miNimum lease paymeNts
amounts receivable under finance leases:
Up to 12 months 163 179
From 1 to 5 years 212 216
Over 5 years 12 12
preseNt Value Of miNimum lease paymeNts receiVable (Net iNVestmeNt iN the lease) 387 407
C.8 – Hedging derivatives
fair Value
leVel 1
31 dec. 2010 31 dec. 2009
fair Value
leVel 2
fair Value
leVel 3
fair Value
leVel 1
fair Value
leVel 2
(€ m)
fair Value
leVel 3
financial derivatives – 2,448 1 2 149 –
Fair value – 495 – 2 36 –
Cash flows – 1,953 1 – 114 –
Net investment in foreign subsidiaries – – – – – –
credit derivatives – – – – – –
Fair value – – – – – –
Cash flows – – – – – –
tOtal – 2,448 1 2 149 –
93