Tracking Financial Performance Standards of ... - Sa-Dhan

Tracking Financial Performance Standards of Microfinance Institutions2. From the portfolio report, calculate the average outstanding portfolio during the period (for instance, ayear) using the following procedure:F Divide the period (year) into appropriate sub-periods – for example, a year could be divided into 12sub-periods of a month each (see Table 14 below)F Take the actual loans outstanding at the beginning of the period (say April 1, 2001)F Add to this the sum of loans outstanding at the end of each sub-period (i.e., month)F Then compute Average Loan Outstanding as followsAverage Loan Outstanding (During Period) = B + E1 + E2 +E3+ ... E 12133. Divide Operating Costs during period by Average Loans Outstanding to get the Operating Cost RatioTable – 14 Process for Computing Average Loan OutstandingApril 1, 2002 Actual Loan Outstanding at Beginning of Period B1April 30, 2002 Actual Loan Outstanding at End of Sub-Period 1 E 1May 31, 2002 Actual Loan Outstanding at End of Sub-Period 2 E 2June 30, 2002 Actual Loan Outstanding at End of Sub-Period 3 E 3July 31, 2002 Actual Loan Outstanding at End of Sub-Period 4 E 4August 31, 2002 Actual Loan Outstanding at End of Sub-Period 5 E 5September 30, 2002 Actual Loan Outstanding at End of Sub-Period 6 E 6October 31, 2002 Actual Loan Outstanding at End of Sub-Period 7 E 7November 30, 2002 Actual Loan Outstanding at End of Sub-Period 8 E 8December 31, 2002 Actual Loan Outstanding at End of Sub-Period 9 E 9January 31, 2003 Actual Loan Outstanding at End of Sub-Period 10 E 10February 28, 2003 Actual Loan Outstanding at End of Sub-Period 11 E 11March 31, 2003 Actual Loan Outstanding at End of Sub-Period 12 E 1213 Data Points Actual Loan Outstanding Amount Sum of B1 +E1 + E2 + … E1290