ourexpertise - Crédit Agricole CIB

PARENT-COMPANY STATEMENTS 5• INCOME STATEMENT€ million Notes 2010 2009Net interest and similar income 1,371 1,667Interest and similar income 19 and 20 4,311 6,335Interest and similar expenses 19 (2,940) (4,668)Income from variable-income securities 20 319 410Net commission and fee income 21 and 21.1 902 955Net income from financial transactions 520 1,116Net gain/(loss) from trading portfolios 22 341 909Net gain/(loss) from investment portfolios and similar 23 179 207Other net banking income 227 220Net banking income 3,339 4,368Operating expenses 24 (2,123) (1,912)Personnel costs 24.1 and 24.2 (1,313) (1,151)Other operating expenses 24.3 (810) (761)Depreciation and amortisation (78) (83)Gross operating income 1,138 2,373Cost of risk 25 (594) (1,691)Net operating income 544 682Net gain/(loss) on disposal of non-current assets 26 (335) (19)Pre-tax income on ordinary activities 209 663Net extraordinary items (2) 0Corporate income tax 27 1,176 45Net allocation to the FGBR and regulated reserves 5 12Net income 1,388 720SHELF-REGISTRATION DOCUMENT CRÉDIT AGRICOLE CIB 2010 219