ourexpertise - Crédit Agricole CIB

2010MANAGEMENT REPORTCRÉDIT AGRICOLE CIB GROUP BUSINESS REVIEW ANDFINANCIAL INFORMATION ........................................................................ 78 PRESENTATION OF THE CREDIT AGRICOLE CIB GROUP’S FINANCIAL STATEMENTS ............... 78 ECONOMIC AND FINANCIAL ENVIRONMENT.......................................................................... 79 BUSINESS REVIEW AND CONSOLIDATED INCOME STATEMENT ............................................. 80 BUSINESS REVIEW AND CONSOLIDATED INCOME STATEMENT BUSINESS LINE .................... 81 CONSOLIDATED BALANCE SHEET ........................................................................................ 85 RECENT TRENDS AND OUTLOOK .......................................................................................... 87CRÉDIT AGRICOLE CIB (SA) FINANCIAL STATEMENTS ............................... 88 CRÉDIT AGRICOLE CIB (SA) CONDENSED BALANCE SHEET ................................................... 88 CRÉDIT AGRICOLE CIB (SA) CONDENSED INCOME STATEMENT ............................................ 90 FIVE-YEAR FINANCIAL SUMMARY ......................................................................................... 91 RECENT CHANGES IN SHARE CAPITAL ................................................................................. 92 INFORMATIONS ON CORPORATE OFFICERS .......................................................................... 93RISK MANAGEMENT ORGANISATION OF THE RISK FUNCTION ............................................................................... 94 CREDIT RISKS ...................................................................................................................... 95 MARKET RISKS .................................................................................................................... 104 SENSITIVE EXPOSURES BASED ON THE FINANCIAL STABILITY BOARDRECOMMENDATIONS ........................................................................................................... 108 ASSET AND LIABILITY MANAGEMENT – STRUCTURAL FINANCIAL RISKS .............................. 114 OPERATIONAL RISKS ........................................................................................................... 119 LEGAL RISKS ....................................................................................................................... 120 NON-COMPLIANCE RISKS .................................................................................................... 121PILLAR 3 OF THE BASEL II REFORM ......................................................... 122 REGULATORY BACKGROUND ................................................................................................ 122 RISK MANAGEMENT ............................................................................................................ 122 REGULATORY RATIOS ........................................................................................................... 122 CAPITAL, CAPITAL REQUIREMENTS AND CAPITAL ADEQUACY ............................................... 124 CREDIT RISK ........................................................................................................................ 127 MARKET RISKS .................................................................................................................... 137 OPERATIONAL RISKS ........................................................................................................... 138SHELF-REGISTRATION DOCUMENT CRÉDIT AGRICOLE CIB 2010 77