Annual Report 2012 - National Savings Bank

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172BRANCHING OUT INTO NEW VENTURESGRI COMPLIANCE INDEXReport Section Page/s1. STRATEGY & ANALYSIS1.1 Statement from the most senior decision maker of the organisation Sustainability Review 1381.2 Descriptions of key impacts risks and opportunities Sustainability Review 1402. ORGANIZATIONAL PROFILE2.1 Name of the organisation Corporate Information 2722.2 Products, and/or services Our Products and Services 2572.3 Operational structure of the organisation, including main divisions, Governance Report 54operating companies, subsidiaries, and joint ventures2.4 Location of organisation’s headquarters Corporate Information 2722.5 Number of countries where the organisation operates Sustainability Review 1422.6 Nature of ownership and legal form Corporate Information 2722.7 Markets served - Information required based on geographic breakdown, Sustainability Review 142sectors served, and types of customers/ beneciaries.2.8 Scale of the reporting organisation- Update required on No. of Sustainability Review 143employees, Net sales, Total capitalisation broken down in terms of debtand equity.2.9 Signicant changes during the reporting period regarding size structure Sustainability Review 143or ownership- Update on Branch openings, Changes in share capitalstructure and other capital formation, Maintenance and alterationoperations2.10 Awards received in the reporting period Sustainability Review 1443. REPORT PARAMETERS3.1 Reporting period for information provided. Sustainability Review 1393.2 Date of most recent previous report (if any). Sustainability Review 1393.3 Reporting cycle (annual, biennial, etc.) Sustainability Review 1393.4 Contact point for questions regarding the report Sustainability Review 1403.5 Process for dening report content Sustainability Review 1403.6 Boundary of the report- Example: Countries, divisions, subsidiaries, Sustainability Review 140leased facilities, joint ventures, suppliers3.7 Specic limitations on the scope or boundary of the report Sustainability Review 140NATIONAL SAVINGS BANK . ANNUAL REPORT 2012
173BRANCHING OUT INTO NEW VENTURESGRI COMPLIANCE INDEX3.8 Basis for reporting on joint ventures, subsidiaries, leased facilities,outsourced operations, and other entities that can signicantly affectcomparability from period to period and/or between organisations.3.9 Data measurement techniques and the bases of calculations, includingassumptions and techniques underlying estimations applied to thecompilation of the Indicators and other information in the report.3.10 Explanation of the effect of any re-statements of information providedin earlier reports, and the reasons for such re-statement.3.11 Signicant changes from previous reporting periods in the scope,boundary, or measurement methods applied in the report.Report SectionN/APage/sSustainability Review 140Sustainability Review 140Sustainability Review 1403.12 Table identifying the location of the Standard Disclosures in the report. Sustainability Review 1723.13 Policy and current practice with regard to seeking external assurance for N/Athe report.4. GOVERNANCE, COMMITMENTS AND ENGAGEMENT:4.1 Governance structure of the organisation, including committees underthe highest governance body responsible for specic tasks, such as settingstrategy or organisational oversight.Corporate Governance 564.2 Indicate whether the Chair of the highest governance body is also anexecutive ofcer.4.3 For organisations that have a unitary board structure, state the numberof members of the highest governance body that are independent and/or non executive members4.4 Mechanisms for shareholders and employees to providerecommendations or direction to the highest governance body4.5 Linkage between compensation for members of the highestgovernance body, senior managers, and executives (including departurearrangements), and the organisations’ performance (including social andenvironmental performance).4.6 Processes in place for the highest governance body to ensure conicts ofinterest are avoided.Annual report of Board ofDirectorsAnnual report of Board ofDirectors190190Sustainability Review 146Sustainability Review 146Sustainability Review 146NATIONAL SAVINGS BANK . ANNUAL REPORT 2012
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ROOTEDANNUAL REPORT 2012
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ROOTEDNATIONAL SAVINGS BANK l ANNUA
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5MISSIONProviding our customers wit
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7ROOTEDFor over 40 years, the Natio
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92000Establishment of subsidiary co
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11HOW WE PERFORMED IN 2012FINANCIAL
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13CHAPTER 1FIRMLY ANCHOREDSTRATEGY
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15A MESSAGE FROM MR SUNIL S. SIRISE
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17A MESSAGE FROM MR SUNIL S. SIRISE
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19A REVIEW BYMR. HENNAYAKE BANDARAG
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21A REVIEW BY MR HENNAYAKE BANDARAG
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23A REVIEW BY MR HENNAYAKE BANDARAG
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25CHAPTER 2HOW WE PERFORMED IN 2012
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33HOW WE PERFORMED IN 2012ECONOMIC
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35HOW WE PERFORMED IN 2012ECONOMIC
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37HOW WE PERFORMED IN 2012ACHIEVEME
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39HOW WE PERFORMED IN 2012OPERATION
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51HOW WE PERFORMED IN 2012FUTURE PL
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53CHAPTER 3ROOTED IN OUR HERITAGEGO
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55ROOTED IN OUR HERITAGEGOVERNANCE
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85ROOTED IN OUR HERITAGEBOARD OF DI
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87ROOTED IN OUR HERITAGEBOARD OF DI
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89ROOTED IN OUR HERITAGEGENERAL MAN
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91ROOTED IN OUR HERITAGECORPORATE M
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93ROOTED IN OUR HERITAGEEXECUTIVE M
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101ROOTED IN OUR HERITAGEREPORT OF
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103CHAPTER 4ASSESSING AND MANAGING
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105ASSESSING AND MANAGING OUR RISK
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Page 185 and 186: 183CHAPTER 6THE RESULTS OF A CHALLE
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223THE RESULTS OF A CHALLENGING YEA
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251CHAPTER 7ANNEXURESNATIONAL SAVIN
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253STATEMENT OF FINANCIAL POSITION
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255TEN YEARS AT A GLANCE(Rs Mn)Year
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257OUR PRODUCTS AND SERVICESSAVINGS
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259OUR PRODUCTS AND SERVICES19. Ran
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261OUR PRODUCTS AND SERVICESOUR EXT
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263BRANCH NETWORKCentral Province1.
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265CORRESPONDENT BANKSCiti Bank NA,
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267EXCHANGE COMPANIESHabib Qatar In
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269GLOSSARYCredit RatingsAn evaluat
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271GLOSSARYReturn on Average Assets
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273CORPORATE INFORMATIONCOMPLIANCE
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Annual Report 2012 - National Savings Bank

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