Annual Report 2012 - National Savings Bank

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178BRANCHING OUT INTO NEW VENTURESGRI COMPLIANCE INDEXLA8. Education, training, counseling, prevention, and risk-control programsin place to assist workforce members, their families, or communitymembers regarding serious diseasesReport Section Page/sSustainability Review 162LA9. Health and safety topics covered in formal agreements with trade unions Sustainability Review 162LA10. Average hours of training per year per employee by employee category Sustainability Review 163LA11. Programs for skills management and lifelong learning that support thecontinued employability of employees and assist them in managingcareer endingsSustainability Review 163LA12. Percentage of employees receiving regular performance and careerdevelopment reviewsLA13. Composition of governance bodies and breakdown of employees percategory according to gender, age group, minority group membership,and other indicators of diversitySustainability Review 163Sustainability Review 145LA14. Ratio of basic salary of men to women by employee category Sustainability Review 145Human Rights Performance IndicatorsAspect: Investment and Procurement PracticesHR1. Percentage and total number of signicant investment agreements that Sustainability Review 164include human rights clauses or that have undergone human rightsscreeningHR2. Percentage of signicant suppliers and contractors that have undergone Sustainability Review 164screening on human rights and actions takenHR3. Total hours of employee training on policies and procedures concerning Sustainability Review 164aspects of human rights that are relevant to operations, including thepercentage of employees trained.Aspect: Non-discriminationHR4. Total number of incidents of discrimination and actions taken Sustainability Review 165Aspect: Freedom of Association and Collective BargainingHR5. Operations identied in which the right to exercise freedom ofassociation and collective bargaining may be at signicant risk, andactions taken to support these rights.Sustainability Review 165NATIONAL SAVINGS BANK . ANNUAL REPORT 2012
179BRANCHING OUT INTO NEW VENTURESGRI COMPLIANCE INDEXReport Section Page/sAspect: Child LabourHR6. Operations identied as having signicant risk for incidents of child Sustainability Review 165labor, and measures taken to contribute to the elimination of childlabourAspect: Forced and Compulsory LabourHR7. Operations identied as having signicant risk for incidents of forced or Sustainability Review 165compulsory labour, and measures taken to contribute to the eliminationof forced or compulsory labourAspect: Security PracticesHR8. Percentage of security personnel trained in the organisation’s policies N/Ror procedures concerning aspects of human rights that are relevant tooperationsAspect: Indigenous RightsHR9. Total number of incidents of violations involving rights of indigenous N/Apeople and actions takenSociety Performance IndicatorsAspect: CommunitySO1. Nature, scope, and effectiveness of any programs and practices that Sustainability Review 165assess and manage the impacts of operations on communities, includingentering, operating, and exitingAspect: CorruptionSO2. Percentage and total number of business units analysed for risks related Sustainability Review 148to corruptionSO3. Percentage of employees trained in organisation’s anti-corruption Sustainability Review 148policies and proceduresSO4. Actions taken in response to incidents of corruption Sustainability Review 148Aspect: Public PolicySO5. Public policy positions and participation in public policy developmentand lobbyingSustainability Review 149NATIONAL SAVINGS BANK . ANNUAL REPORT 2012
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ROOTEDANNUAL REPORT 2012
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ROOTEDNATIONAL SAVINGS BANK l ANNUA
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5MISSIONProviding our customers wit
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7ROOTEDFor over 40 years, the Natio
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92000Establishment of subsidiary co
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11HOW WE PERFORMED IN 2012FINANCIAL
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13CHAPTER 1FIRMLY ANCHOREDSTRATEGY
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15A MESSAGE FROM MR SUNIL S. SIRISE
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17A MESSAGE FROM MR SUNIL S. SIRISE
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19A REVIEW BYMR. HENNAYAKE BANDARAG
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21A REVIEW BY MR HENNAYAKE BANDARAG
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23A REVIEW BY MR HENNAYAKE BANDARAG
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25CHAPTER 2HOW WE PERFORMED IN 2012
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33HOW WE PERFORMED IN 2012ECONOMIC
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35HOW WE PERFORMED IN 2012ECONOMIC
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37HOW WE PERFORMED IN 2012ACHIEVEME
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39HOW WE PERFORMED IN 2012OPERATION
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51HOW WE PERFORMED IN 2012FUTURE PL
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53CHAPTER 3ROOTED IN OUR HERITAGEGO
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55ROOTED IN OUR HERITAGEGOVERNANCE
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85ROOTED IN OUR HERITAGEBOARD OF DI
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87ROOTED IN OUR HERITAGEBOARD OF DI
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89ROOTED IN OUR HERITAGEGENERAL MAN
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91ROOTED IN OUR HERITAGECORPORATE M
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93ROOTED IN OUR HERITAGEEXECUTIVE M
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95ROOTED IN OUR HERITAGEREPORT OF T
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101ROOTED IN OUR HERITAGEREPORT OF
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103CHAPTER 4ASSESSING AND MANAGING
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105ASSESSING AND MANAGING OUR RISK
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Page 129 and 130: 127ASSESSING AND MANAGING OUR RISK
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Page 185 and 186: 183CHAPTER 6THE RESULTS OF A CHALLE
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229THE RESULTS OF A CHALLENGING YEA
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251CHAPTER 7ANNEXURESNATIONAL SAVIN
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253STATEMENT OF FINANCIAL POSITION
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255TEN YEARS AT A GLANCE(Rs Mn)Year
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257OUR PRODUCTS AND SERVICESSAVINGS
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259OUR PRODUCTS AND SERVICES19. Ran
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261OUR PRODUCTS AND SERVICESOUR EXT
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263BRANCH NETWORKCentral Province1.
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265CORRESPONDENT BANKSCiti Bank NA,
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267EXCHANGE COMPANIESHabib Qatar In
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269GLOSSARYCredit RatingsAn evaluat
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271GLOSSARYReturn on Average Assets
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273CORPORATE INFORMATIONCOMPLIANCE
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Annual Report 2012 - National Savings Bank

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