Annual Report 2012 - National Savings Bank

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264BRANCH NETWORK120. Hikkaduwa121. Imaduwa122. Kamburupitiya123. Karapitiya124. Kekanadura125. Matara126. Matara 2127. Middeniya128. Morawaka129. Neluwa130. Sooriyawewa131. Tangalle132. Tissamaharamaya133. Uragasmanhandiya134. Walasmulla135. Weeraketiya136. WeligamaUva Province137. Badulla138. Bandarawela139. Bibile140. Buttala141. Haliela142. Mahiyanganaya143. Moneragala144. Passara145. Welimada146. WellawayaWestern Province147. Aluthgama148. Athurugiriya149. Avissawella150. Bambalapitiya151. Bandaragama152. Battaramulla153. Beruwala154. Boralesgamuwa155. Borella156. Bulathsinhala157. City158. Dehiwela159. Delgoda160. Delkanda161. Divulapitiya162. Gampaha163. Gampaha 2164. Ganemulla165. Hanwella166. Head Office167. Homagama168. Horana169. Ingiriya170. Ja-Ela171. Kadawatha172. Kaduwela173. Kahathuduwa174. Kalubowila175. Kalutara176. Kalutara 2177. Katubedda178. Katunayake179. Kelaniya180. Kiribathgoda181. Kirindiwela182. Kirulapone183. Kochchikade184. Kollupitiya 2185. Kotahena186. Kottawa187. Mahabage188. Maharagama189. Malabe190. Maligawatta191. Matugama192. Meegoda193. Minuwangoda194. Mirigama195. Moratumulla196. Moratuwa197. Mt. Lavinia198. Mulleriyawa199. Mutwal200. Narahenpita201. Nawala202. Negombo203. Nittambuwa204. Nugegoda205. Panadura206. Peliyagoda207. Pettah208. Piliyandala209. Puwakaramba210. Raddolugama211. Ragama212. Rajagiriya213. Veyangoda214. Wadduwa215. Wattala216. Wellampitiya217. Wellawatta218. World Trade Center219. YakkalaNATIONAL SAVINGS BANK . ANNUAL REPORT 2012
265CORRESPONDENT BANKSCiti Bank NA,Wall Street, New York,NY 10005, USA.Tel: 12125591000www.citibank.comSWIFT: CITIUS33Deutsche Bank Trust CompanyAmericas,No 60 Wall Street,New York, NY 10005,USA.Tel: 1 212 2502500Tel: 1 2127970291www.deutsche-bank.comSWIFT: BKTRUS33Deutsche Bank AGP.O.B60202Frankfurt am Main Germany.Tel: 496991000Tel: 49 6991034225www.deutsche-bank.cemSWIFT: DEUTDEFFNational Australia Bank330, Collins StreetMelbourne, VIC 3000.Australia.Tel: 61386413500www.national.com.auSWIFT: CTBAAU2SCommonwealth BankSydney, NSW 2001.AustraliaGPO Box 5227,Tel: 61 293782000www.commbank.com.auSWIFT: CTBAAU2SDeutsche PostbankAG.,Friedrich-Ebert-Allee53113 Bonn,Germany.Tel: 114-126, 492289200www.postbank.deSWIFT: PBNKDEFFBank of CeylonNo 01,Devonshire Squre LondonEC2M4WDTel: 0207 377 1888Tel: 44 2073775430www.info@bankofceylon.co.ukSWIFT: BCEYGB2LBanca Popolari Di SondrioPiazza Garibaldi 1623100,Sondrlom SO,ItalyTel: 390 342 528.111Tel: 390 342 528 204www.info@popso.itSWIFT: POSOIT22Unicredito SPAEstero F.S.D.-Via Volta 1, 20093 CoI09nOMonzese, MI, ItalyTel: 390288621Tel: 39 02 88623340WNW. unicreditgroup.e’USWIFT: UNCRITMMWoori Bank1-203, Hoehyeon-don9, Jun9-9u, SeoulTel: 82 - 2 -21252001www.wooribank.comSWIFT: HVBK KR SENATIONAL SAVINGS BANK . ANNUAL REPORT 2012
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ROOTEDANNUAL REPORT 2012
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ROOTEDNATIONAL SAVINGS BANK l ANNUA
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5MISSIONProviding our customers wit
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7ROOTEDFor over 40 years, the Natio
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92000Establishment of subsidiary co
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11HOW WE PERFORMED IN 2012FINANCIAL
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13CHAPTER 1FIRMLY ANCHOREDSTRATEGY
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15A MESSAGE FROM MR SUNIL S. SIRISE
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17A MESSAGE FROM MR SUNIL S. SIRISE
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19A REVIEW BYMR. HENNAYAKE BANDARAG
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21A REVIEW BY MR HENNAYAKE BANDARAG
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23A REVIEW BY MR HENNAYAKE BANDARAG
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25CHAPTER 2HOW WE PERFORMED IN 2012
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33HOW WE PERFORMED IN 2012ECONOMIC
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35HOW WE PERFORMED IN 2012ECONOMIC
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37HOW WE PERFORMED IN 2012ACHIEVEME
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39HOW WE PERFORMED IN 2012OPERATION
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51HOW WE PERFORMED IN 2012FUTURE PL
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53CHAPTER 3ROOTED IN OUR HERITAGEGO
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55ROOTED IN OUR HERITAGEGOVERNANCE
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85ROOTED IN OUR HERITAGEBOARD OF DI
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87ROOTED IN OUR HERITAGEBOARD OF DI
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89ROOTED IN OUR HERITAGEGENERAL MAN
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91ROOTED IN OUR HERITAGECORPORATE M
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93ROOTED IN OUR HERITAGEEXECUTIVE M
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95ROOTED IN OUR HERITAGEREPORT OF T
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101ROOTED IN OUR HERITAGEREPORT OF
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103CHAPTER 4ASSESSING AND MANAGING
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105ASSESSING AND MANAGING OUR RISK
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137CHAPTER 5BRANCHING OUT INTO NEW
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139BRANCHING OUT INTO NEW VENTURESS
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173BRANCHING OUT INTO NEW VENTURESG
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183CHAPTER 6THE RESULTS OF A CHALLE
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185THE RESULTS OF A CHALLENGING YEA
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Page 215 and 216: 213THE RESULTS OF A CHALLENGING YEA
Page 253 and 254: 251CHAPTER 7ANNEXURESNATIONAL SAVIN
Page 255 and 256: 253STATEMENT OF FINANCIAL POSITION
Page 257 and 258: 255TEN YEARS AT A GLANCE(Rs Mn)Year
Page 259 and 260: 257OUR PRODUCTS AND SERVICESSAVINGS
Page 261 and 262: 259OUR PRODUCTS AND SERVICES19. Ran
Page 263 and 264: 261OUR PRODUCTS AND SERVICESOUR EXT
Page 265: 263BRANCH NETWORKCentral Province1.
Page 269 and 270: 267EXCHANGE COMPANIESHabib Qatar In
Page 271 and 272: 269GLOSSARYCredit RatingsAn evaluat
Page 273 and 274: 271GLOSSARYReturn on Average Assets
Page 275: 273CORPORATE INFORMATIONCOMPLIANCE
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Annual Report 2012 - National Savings Bank

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