Annual Report 2012 - National Savings Bank

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84ROOTED IN OUR HERITAGEBOARD OF DIRECTORS1231. MR SUNIL S SIRISENA – Chairman2. MR S T ABEYGUNAWARDANA – Working Director3. MR D L P R ABEYARATNE – DirectorNATIONAL SAVINGS BANK . ANNUAL REPORT <strong>2012</strong>
85ROOTED IN OUR HERITAGEBOARD OF DIRECTORS4 56 74. MR LIONEL P FERNANDO – Director5. MR SUMITH WIJESINGHE – Director6. MR PRIYANTHA JAYAWARDENA – Director7. MR R M P RATHNAYAKE – DirectorNATIONAL SAVINGS BANK . ANNUAL REPORT <strong>2012</strong>
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ROOTEDANNUAL REPORT 2012
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ROOTEDNATIONAL SAVINGS BANK l ANNUA
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5MISSIONProviding our customers wit
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7ROOTEDFor over 40 years, the Natio
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92000Establishment of subsidiary co
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11HOW WE PERFORMED IN 2012FINANCIAL
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13CHAPTER 1FIRMLY ANCHOREDSTRATEGY
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15A MESSAGE FROM MR SUNIL S. SIRISE
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17A MESSAGE FROM MR SUNIL S. SIRISE
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19A REVIEW BYMR. HENNAYAKE BANDARAG
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21A REVIEW BY MR HENNAYAKE BANDARAG
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23A REVIEW BY MR HENNAYAKE BANDARAG
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25CHAPTER 2HOW WE PERFORMED IN 2012
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Page 35 and 36: 33HOW WE PERFORMED IN 2012ECONOMIC
Page 37 and 38: 35HOW WE PERFORMED IN 2012ECONOMIC
Page 39 and 40: 37HOW WE PERFORMED IN 2012ACHIEVEME
Page 41 and 42: 39HOW WE PERFORMED IN 2012OPERATION
Page 53 and 54: 51HOW WE PERFORMED IN 2012FUTURE PL
Page 55 and 56: 53CHAPTER 3ROOTED IN OUR HERITAGEGO
Page 57 and 58: 55ROOTED IN OUR HERITAGEGOVERNANCE
Page 85: 83ROOTED IN OUR HERITAGEGOVERNANCE
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Page 91 and 92: 89ROOTED IN OUR HERITAGEGENERAL MAN
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Page 95 and 96: 93ROOTED IN OUR HERITAGEEXECUTIVE M
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Page 105 and 106: 103CHAPTER 4ASSESSING AND MANAGING
Page 107 and 108: 105ASSESSING AND MANAGING OUR RISK
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135ASSESSING AND MANAGING OUR RISK
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137CHAPTER 5BRANCHING OUT INTO NEW
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139BRANCHING OUT INTO NEW VENTURESS
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173BRANCHING OUT INTO NEW VENTURESG
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183CHAPTER 6THE RESULTS OF A CHALLE
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185THE RESULTS OF A CHALLENGING YEA
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251CHAPTER 7ANNEXURESNATIONAL SAVIN
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253STATEMENT OF FINANCIAL POSITION
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255TEN YEARS AT A GLANCE(Rs Mn)Year
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257OUR PRODUCTS AND SERVICESSAVINGS
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259OUR PRODUCTS AND SERVICES19. Ran
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261OUR PRODUCTS AND SERVICESOUR EXT
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263BRANCH NETWORKCentral Province1.
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265CORRESPONDENT BANKSCiti Bank NA,
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267EXCHANGE COMPANIESHabib Qatar In
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269GLOSSARYCredit RatingsAn evaluat
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271GLOSSARYReturn on Average Assets
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273CORPORATE INFORMATIONCOMPLIANCE
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Annual Report 2012 - National Savings Bank

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