Annual Report 2012 - National Savings Bank

More documents

Recommendations

Info

18NATIONAL SAVINGS BANK . ANNUAL REPORT <strong>2012</strong>
19A REVIEW BYMR. HENNAYAKE BANDARAGENERAL MANAGER / CEO“Today we reaffi rm ourvision on being the mostreliable savings bank inthe country.”Sustainable economies are built on sustainable savings. Whether rural or urban,the concept of savings must be part of the process of development. In the biggerpicture of national development, this is a responsibility we have been mandated.NATIONAL SAVINGS BANK . ANNUAL REPORT <strong>2012</strong>
Page 1: ROOTEDANNUAL REPORT 2012
Page 5 and 6: ROOTEDNATIONAL SAVINGS BANK l ANNUA
Page 7 and 8: 5MISSIONProviding our customers wit
Page 9 and 10: 7ROOTEDFor over 40 years, the Natio
Page 11 and 12: 92000Establishment of subsidiary co
Page 13 and 14: 11HOW WE PERFORMED IN 2012FINANCIAL
Page 15 and 16: 13CHAPTER 1FIRMLY ANCHOREDSTRATEGY
Page 17 and 18: 15A MESSAGE FROM MR SUNIL S. SIRISE
Page 19: 17A MESSAGE FROM MR SUNIL S. SIRISE
Page 23 and 24: 21A REVIEW BY MR HENNAYAKE BANDARAG
Page 25 and 26: 23A REVIEW BY MR HENNAYAKE BANDARAG
Page 27 and 28: 25CHAPTER 2HOW WE PERFORMED IN 2012
Page 35 and 36: 33HOW WE PERFORMED IN 2012ECONOMIC
Page 37 and 38: 35HOW WE PERFORMED IN 2012ECONOMIC
Page 39 and 40: 37HOW WE PERFORMED IN 2012ACHIEVEME
Page 41 and 42: 39HOW WE PERFORMED IN 2012OPERATION
Page 53 and 54: 51HOW WE PERFORMED IN 2012FUTURE PL
Page 55 and 56: 53CHAPTER 3ROOTED IN OUR HERITAGEGO
Page 57 and 58: 55ROOTED IN OUR HERITAGEGOVERNANCE
Page 71 and 72:
69ROOTED IN OUR HERITAGEGOVERNANCE
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
Page 81 and 82:
Page 83 and 84:
Page 85 and 86:
Page 87 and 88:
85ROOTED IN OUR HERITAGEBOARD OF DI
Page 89 and 90:
87ROOTED IN OUR HERITAGEBOARD OF DI
Page 91 and 92:
89ROOTED IN OUR HERITAGEGENERAL MAN
Page 93 and 94:
91ROOTED IN OUR HERITAGECORPORATE M
Page 95 and 96:
93ROOTED IN OUR HERITAGEEXECUTIVE M
Page 97 and 98:
95ROOTED IN OUR HERITAGEREPORT OF T
Page 99 and 100:
Page 101 and 102:
Page 103 and 104:
101ROOTED IN OUR HERITAGEREPORT OF
Page 105 and 106:
103CHAPTER 4ASSESSING AND MANAGING
Page 107 and 108:
105ASSESSING AND MANAGING OUR RISK
Page 109 and 110:
Page 111 and 112:
Page 113 and 114:
Page 115 and 116:
Page 117 and 118:
Page 119 and 120:
Page 121 and 122:
Page 123 and 124:
Page 125 and 126:
Page 127 and 128:
Page 129 and 130:
Page 131 and 132:
Page 133 and 134:
Page 135 and 136:
Page 137 and 138:
Page 139 and 140:
137CHAPTER 5BRANCHING OUT INTO NEW
Page 141 and 142:
139BRANCHING OUT INTO NEW VENTURESS
Page 143 and 144:
Page 145 and 146:
Page 147 and 148:
Page 149 and 150:
Page 151 and 152:
Page 153 and 154:
Page 155 and 156:
Page 157 and 158:
Page 159 and 160:
Page 161 and 162:
Page 163 and 164:
Page 165 and 166:
Page 167 and 168:
Page 169 and 170:
Page 171 and 172:
Page 173 and 174:
Page 175 and 176:
173BRANCHING OUT INTO NEW VENTURESG
Page 177 and 178:
Page 179 and 180:
Page 181 and 182:
Page 183 and 184:
Page 185 and 186:
183CHAPTER 6THE RESULTS OF A CHALLE
Page 187 and 188:
185THE RESULTS OF A CHALLENGING YEA
Page 189 and 190:
Page 191 and 192:
Page 193 and 194:
Page 195 and 196:
Page 197 and 198:
Page 199 and 200:
Page 201 and 202:
Page 203 and 204:
Page 205 and 206:
Page 207 and 208:
Page 209 and 210:
Page 211 and 212:
Page 213 and 214:
Page 215 and 216:
Page 217 and 218:
Page 219 and 220:
Page 221 and 222:
Page 223 and 224:
Page 225 and 226:
Page 227 and 228:
Page 229 and 230:
Page 231 and 232:
Page 233 and 234:
Page 235 and 236:
Page 237 and 238:
Page 239 and 240:
Page 241 and 242:
Page 243 and 244:
Page 245 and 246:
Page 247 and 248:
Page 249 and 250:
Page 251 and 252:
Page 253 and 254:
251CHAPTER 7ANNEXURESNATIONAL SAVIN
Page 255 and 256:
253STATEMENT OF FINANCIAL POSITION
Page 257 and 258:
255TEN YEARS AT A GLANCE(Rs Mn)Year
Page 259 and 260:
257OUR PRODUCTS AND SERVICESSAVINGS
Page 261 and 262:
259OUR PRODUCTS AND SERVICES19. Ran
Page 263 and 264:
261OUR PRODUCTS AND SERVICESOUR EXT
Page 265 and 266:
263BRANCH NETWORKCentral Province1.
Page 267 and 268:
265CORRESPONDENT BANKSCiti Bank NA,
Page 269 and 270:
267EXCHANGE COMPANIESHabib Qatar In
Page 271 and 272:
269GLOSSARYCredit RatingsAn evaluat
Page 273 and 274:
271GLOSSARYReturn on Average Assets
Page 275:
273CORPORATE INFORMATIONCOMPLIANCE
show all

Annual Report 2012 - National Savings Bank

Create successful ePaper yourself

Delete template?

Save as template?