Annual Report 2012 - National Savings Bank

254TEN YEARS AT A GLANCE(Rs Mn)Year Ended December 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012Operating ResultsGross Income 12,597 15,862 17,746 19,948 19,347 21,213 24,439 30,830 41,247 49,803 50,070 46,545 53,045Interest Income 12,428 15,594 16,839 19,287 19,046 20,196 23,956 30,370 40,834 49,046 48,142 47,096 52,673Interest Expenses 9,692 13,349 13,191 12,587 11,333 13,480 16,536 22,188 31,190 36,067 31,487 29,296 39,142Net Interest Income 2,736 2,245 3,648 6,700 7,713 6,716 7,420 8,182 9,643 12,979 16,655 17,800 13,531Other Income 169 268 907 661 301 1,017 483 460 413 757 1,929 (577) 347Operating Expenses,provisions & VAT 1,654 1,537 2,171 3,215 3,897 4,276 4,402 5,340 6,956 6,792 8,807 7,968 7,709Profit before Tax 1,251 976 2,384 4,146 4,117 3,457 3,501 3,302 3,100 6,943 9,777 9,255 6,169IncomeTax 455 301 817 612 1,002 1,351 1,616 1,729 2,041 3,229 4,386 3,193 1,838Profit after Tax 796 675 1,567 3,534 3,115 2,106 1,885 1,573 1,059 3,714 5,391 6,062 4,331Contribution to the Government 1,449 1,532 1,735 2,280 3,235 3,100 3,573 3,974 4,287 7,277 10,107 7,970 5,900AssetsCash & Short Term Funds 749 1,896 591 498 950 861 480 533 1,146 855 1,355 1,398 1,466Loans & Investments 109,322 121,871 141,113 168,960 188,849 212,116 224,642 256,705 277,157 335,520 395,334 455,914 498,151Property,Plant & Equipment/Lease holdProperty/Intangible Assets 595 682 756 1,382 1,470 1,564 1,934 2,513 3,006 3,584 4,971 5,247 5,264Other Assets 4,442 6,139 6,313 6,608 6,945 7,574 8,522 10,453 13,010 14,463 2,733 3,415 4,814Total 115,108 130,588 148,773 177,448 198,214 222,115 235,578 270,204 294,319 354,422 404,393 465,974 509,694Liabilities & Shareholder’s FundsTotal Deposits 105,131 118,809 134,555 161,162 180,156 202,424 212,233 235,304 259,562 313,007 364,430 421,849 457,650Repo/Borrowings - - - - 22 2,075 10,789 6,205 8,730 11,436 16,270 22,958Differed Taxation 55 44 46 46 32 16 29 56 84 27 96 123Other Liabilities 5,623 6,570 7,383 6,450 6,603 7,116 8,274 10,819 13,497 14,841 5,997 4,707 4,627Shareholders’ Funds 4,354 5,154 6,790 9,791 11,409 12,521 12,979 13,263 15,000 17,760 22,503 23,052 24,336Total 115,108 130,588 148,773 177,448 198,214 222,115 235,578 270,204 294,319 354,422 404,393 465,974 509,694NATIONAL SAVINGS BANK . ANNUAL REPORT 2012