<strong>Ohio</strong> <strong>Housing</strong><strong>Finance</strong> <strong>Agency</strong><strong>Housing</strong>Development GapFinancing (HDGF)for Non-Tax CreditDevelopmentsProvide financingfor eligibleaffordable housingdevelopments toexpand, preserve,and/or improve thesupply of decent,safe, affordablehousing.Very low- tomoderate-incomepersons andhouseholds<strong>OHFA</strong> (portion ofHDAP funding, notused in credits)2008: $5.3 millionThis programserves multiplepurposes andonly a smallpercentage ofthese fundsgo towardaccessibilityRehabilitiationServicesCommissionHome ModificationsAssists with entryand exit ramps, andrails.Disabled <strong>Ohio</strong>ans-No specific money isset aside for ramps,but finds can be usedfor that purposeJob training,placementand retention.HomemakerProgram to trainclients to be selfsufficient72
Unmet <strong>Housing</strong> NeedsData OverviewThe elderly population of the United States is large and growing rapidly. Since disabilityrates increase with age, this will bring substantial increases in the number of disabledpersons and have a significant impact on the nation’s housing needs.In <strong>Ohio</strong>, over 17 percent of the population (close to 2 million people) is over 60 years old.This is projected to increase by 800,000 by 2020. Noting that disability increases with age,only 3 percent of the 60-69 year olds have a severe disability compared with 44 percent ofthose over 90 years old. 1The Summer 2008 issue of the Journal of the American <strong>Plan</strong>ning Association included anarticle called “Aging and Disability: Implications for the <strong>Housing</strong> Industry and <strong>Housing</strong> Policyin the United States”.It demonstrates the impact of population growth and aging on the projected number ofhouseholds with at least one disabled resident and estimate the probability that a newlybuilt single-family detached unit will have at least one disabled resident during its expectedlifetime. 2The authors project that 21 percent of households will have at least one disabled residentin 2050 using the disability measure of physical limitation and 7 percent using the seconddisability measure of self-care limitation. They estimated that there was a 60 percentprobability that a newly built single-family detached unit will house at least one disabledresident during its expected lifetime using the first measure, and a 25 percent probabilityusing the second measure. When disabled visitors are accounted for, the probabilitiesrise to 91 percent and 53 percent, respectively. Given the desire of most people to liveindependently for as long as possible, these numbers reflect a large and growing need forhousing units with features that make them accessible to disabled persons. 3AccessibilityThe availability of accessible rental units is extremely limited. Public and private housingcomplexes that receive federal money are generally required to have five percent of theirrental units accessible to people with mobility impairments and two percent of rental unitsaccessible to individuals with hearing or vision impairments. Anecdotal information suggeststhat that requirement is not always met. Also, the availability of these units to people withdisabilities has declined due to inconsistent enforcement of accessibility requirements andoccupancy of accessible units by people who do not need the accessibility features. Inaddition a substantial majority of publicly and privately subsidized housing complexes limitadmissions to the elderly.Lack of information on <strong>Ohio</strong>’s <strong>Housing</strong> StockInsufficient data exists documenting the actual numbers of accessible housing units forpeople with disabilities residing in <strong>Ohio</strong>. However, assumptions can be made about unmethousing needs based on the number of people with mobility and sensory impairments.1Profiles and Projections of the 60+ Population of <strong>Ohio</strong>, Scripps Gerontology Center, Miami University732The authors calculated disability rates using two alternative measures of disability and constructed projections of the numberof households with at least one disabled resident. They developed and applied a technique for estimating the probability thata newly built single-family detached unit will house at least one disabled resident using data on the average lifespan of thoseunits, the average length of residence for households occupying those units, and the projected proportion of households withat least one disabled resident.3Smith, Stanley K., Rayer, Stefan and Smith, Eleanor A. (2008) ‘Aging and Disability: Implications for the <strong>Housing</strong> Industry and<strong>Housing</strong> Policy in the United States’, Journal of the American <strong>Plan</strong>ning Association, 74:3, 289-306. Available online at http//dx.doi.org/10.1080/01944360802197132
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OHFA Annual PlanThe Ohio Housing Fi
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Mission StatementsThe OHFA Annual P
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The State’s Housing NeedsAffordab
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Subject Matter Expert (SME) Workgro
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3. Financial LiteracyOHFA and other
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Affordable Housing Preservation & D
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federal subsidies. To achieve this
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Accessible HousingBackground DataOh
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3) Create dedicated funding streams
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ased healthcare, and earlyintervent
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“Bob” of Stark County, OhioPubl