TlB Annual Report 2009 - Triodos Bank

OFF-BALANCE SHEET LIABILITIES
18. CONTINGENT LIABILITIES
This item relates to credit-substitute guarantees and non-credit-substitute guarantees that are partly secured by
blocked accounts for the same amount.
19. IRREVOCABLE FACILITIES
These relate to the total liabilities in respect of irrevocable undertakings, which may lead to a further loan.
OTHER OFF-BALANCE SHEET LIABILITIES
In addition to the contingent liabilities and irrevocable facilities reported on the balance sheet, the deposit
guarantee scheme and the investor compensation scheme is applicable as stated in Article 3:259 of the Act on
Financial Supervision.
Rental commitments
in thousands of EUR
Location Amount per annum Residual term
Bunnik, The Netherlands 169 17 months
Zeist, The Netherlands 531 56 months
Zeist, The Netherlands 168 36 months
Brussels, Belgium 343 82 months
Bristol, United Kingdom 124 48 months
Bristol, United Kingdom 31 48 months
Barcelona, Spain 51 12 months
Madrid, Spain 17 9 months
Sevilla, Spain 67 9 months
Valencia, Spain 63 33 months
Valladolid, Spain 111 33 months
Zaragoza, Spain 23 10 months
Frankfurt, Germany 24 58 months
Lease commitments
in thousands of EUR
Lease commitments have been entered between 42 and 48 months with an annual charge of EUR 331, for a
remaining period of 29 months with an annual charge of EUR 5 and for a remaining period of 1 month with an
annual charge of EUR 16.
Commitments for software use
in thousands of EUR
The following commitments have been entered for software use:
for a period of 36 months with an annual charge of EUR 114 and a reimbursement which varies according to the
extent of registered volumes;
for a period of 48 months with a one-off payment of EUR 780 in 2010 and a fixed annual payment of EUR 16.
Other Commitments
Commitments totalling EUR 900 have been entered regarding the renovation of the new office building in
The Netherlands including new furniture.
TRIODOS BANK - ANNUAL REPORT 2009 105